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Inside FHA/VA Lending

April 3, 2020

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Ginnie Tries to Reassure Investors About Nonbank Liquidity

Ginnie and FHA are working with Treasury and the Fed to allay fears about nonbank liquidity as COVID-19 lays fallow the U.S. economy. Read More

Ginnie Bulk Market Dead, MSR ‘Marks’ Will Be Brutal

There’s currently no bid for Ginnie Mae servicing rights and investment bankers are advising their clients to sit tight and ride it out. Read More

GNMA MBS Issuance Slows in 1Q20, Heads Up in March

The next big refinance wave in government lending may take a few months to fully hit the Ginnie Mae MBS market, but it's coming. (Includes four data charts.) Read More

HUD Extends Forbearance as Unemployment Rises

HUD extends forbearance for a six-month period. As unemployment spikes, FHA/VA servicers brace themselves for delinquencies. Read More

FHA/VA Lenders Raise Credit Score Requirements

In the wake of the pandemic, FHA and VA lenders are raising credit score minimums, at least temporarily. Some are in mid-600s. Read More

VA Guidance for Lenders in Response to COVID-19

The VA has released two notices outlining how lenders should address borrowers affected by COVID-19. Read More

Freedom, a Top Ginnie Issuer, Has Its Debt Put on ‘Negative Watch’

Freedom Mortgage, a key originator of FHA and VA loans, recently had its debt downgraded. Of course, it’s hardly alone on that score. Read More

NCLC Urges HUD to do More for Reverse Mortgagors

The NCLC has urged HUD to extend the moratorium for reverse-mortgage borrowers by another six months. Read More

Ginnie Mae Waives In-Person Signatures for Certain Documents

In response to the coronavirus outbreak, Ginnie is allowing lenders and issuers to execute certain forms using an electronic signature. Read More

FHA is Looking to Fill Vacancies

The window for applying for most of these jobs is a little more than a week. Read More

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