The purchase-mortgage and refinance sectors saw nearly identical gains in Ginnie volume last month, with most of the refi increase in rate-term transactions.
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Ginnie Mae's request for comment on proposed changes to pooling requirements for higher-risk VA cash-out refinance loans is generating mixed views from stakeholders.
The trade group has asked FHFA to standardize and delay implementation of the redesigned standard loan application form, saying lenders might not be ready.
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Reports from the Congressional Budget Office and the Urban Institute analyze various ways to lower the government’s cost of running and maintaining the Home Equity Mortgage Program for cash-strapped, equity-rich seniors.
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Breakout sessions on liquidity, compliance and counterparty risk are expected to draw industry participants at Ginnie’s Annual Summit next week.
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Entities are prohibited by the Internal Revenue Service from using their own employer identification number to request additional EINs required for Ginnie Mae custom pools.
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FHA delinquency rates were down nearly 17 basis points between March and April, according to the Inside FHA/VA Lending database. The Mortgage Bankers Association’s delinquency survey reported a 28-bp increase in FHA delinquencies in the first quarter of 2019.
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Moves by the Trump administration are disrupting the economy and the federal agencies that deal with the housing market. Bob Broeksmit, president and CEO of the MBA, isn’t sure how it’s all going to play out.
Is Onity Group eyeing a sale? Perhaps. And why not? Servicing values are approaching a 25-year high.
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