| Inside Mortgage Finance

FHLBanks’ Earnings Plunge in 1Q, Advances Surge

Borrowings by members of the Federal Home Loan Bank System increased 25.8% in the first quarter driven by COVID-19-related volatility. On the other end, the FHLBanks reported a huge drop in combined earnings with the San Francisco FHLB incurring a first-quarter loss. Read More

FHFA Re-Proposes Capital Rule for GSEs; Industry Skeptical

According to former Fannie Mae CFO Tim Howard, the re-proposed capital requirements are almost 40 times the average of that indicated by stress tests conducted on the GSEs last year. Read More

Fannie and Freddie Announce Search for Financial Advisors

The move suggests the GSEs’ public offerings — estimated by some to be worth as much as $200 billion — may take place in the midst of the worst economic crisis since the Great Depression. Read More

FHFA Chief Calabria Says Servicers’ Situation Isn’t Dire

If the FHFA’s assessment is correct, mortgage servicers can withstand a substantially deeper economic downturn than originally thought. Read More

GSE Shareholders Win, and Lose, in Court of Federal Claims

In two separate cases filed by GSE shareholders against the government, the Court of Federal Claims meted out different results. Read More

Forbearances Won’t Impact Future GSE-Backed Mortgages

Under the FHFA’s latest guidance, borrowers will be eligible for Fannie Mae- and Freddie Mac-backed financing after their COVID-19-related forbearance period ends. Read More

Fannie and Freddie Ease Repayment Rules on Forborne Loans

Borrowers now have the option of simply deferring any forborne payments to the end of their mortgage. In effect, this would work like an interest-free second mortgage, and would become due when the house is sold or the loan is refinanced.

Housing Advocates Recommend TALF to Help Servicers

Mortgage servicers’ liquidity issues could ease if non-agency lending is acceptable collateral under the TALF programs, according to Urban Institute’s Jim Parrott. Read More

Inside The GSEs

May 22, 2020

View Archived Issues

FHLBanks’ Earnings Plunge in 1Q, Advances Surge

FHFA Re-Proposes Capital Rule for GSEs; Industry Skeptical

Fannie and Freddie Announce Search for Financial Advisors

FHFA Chief Calabria Says Servicers’ Situation Isn’t Dire

GSE Shareholders Win, and Lose, in Court of Federal Claims

Forbearances Won’t Impact Future GSE-Backed Mortgages

Fannie and Freddie Ease Repayment Rules on Forborne Loans

Housing Advocates Recommend TALF to Help Servicers

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside The GSEs

May 22, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?