| Inside Mortgage Finance

FHLBank Earnings Decline in 2Q19

The Federal Home Loan Bank System saw a 21.2% decline in earnings during the second quarter of 2019. Read More

GSE Stress Tests Predict $18B Loss in Severe Recession

The 2019 DFAST includes a more severe recession than in 2018, with a major economic crisis in Europe causing investors to flee to U.S. markets. Read More

Will CECL Cause the GSEs to Make a Draw on Treasury?

Fannie warns that the loss reserves required by the new FASB standard may exceed its retained earnings in the first quarter of 2020. Read More

FHFA Reverses Course on Credit Score Model

A new rule means FICO will face competition as a credit scoring model for homebuyers, potentially expanding the number of mortgage applicants dramatically. Read More

Will G-Fees Pay for Trump’s Payroll Tax Cut?

Despite the president’s quick reversal of course on his proposal to cut payroll taxes, the housing industry remains worried g-fee may be tapped somehow. Read More

FHFA Scotches Language Preference Question on URLA

The agency now says the question about language preference on the revised Uniform Residential Loan Application will be voluntary. Read More

Freddie Adds Blend Software to AIM Program

The fintech moves the GSE one step closer to fully automating income and asset validation. Read More

Fifth Circuit Rules for Fannie in Defamation Suit

An appeals court has twice rejected discrimination and defamation claims by an employee fired for working with an unapproved contractor. Read More

Fannie Names Former FDIC Chair to Board

Sheila Bair joins Fannie Mae after several years as a university executive and a board member for companies like Reuters, Host Hotels and the Industrial and Commercial Bank of China. Read More

Inside The GSEs

August 23, 2019

View Archived Issues

FHLBank Earnings Decline in 2Q19

GSE Stress Tests Predict $18B Loss in Severe Recession

Will CECL Cause the GSEs to Make a Draw on Treasury?

FHFA Reverses Course on Credit Score Model

Will G-Fees Pay for Trump’s Payroll Tax Cut?

FHFA Scotches Language Preference Question on URLA

Freddie Adds Blend Software to AIM Program

Fifth Circuit Rules for Fannie in Defamation Suit

Fannie Names Former FDIC Chair to Board

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside The GSEs

August 23, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?