| Inside Mortgage Finance

Expect More Enforcement Actions, Caution Attorneys

Fair lending and pandemic-related enforcement could become enforcement focal points. Penalties for wrongdoings, on the other hand, could be lower. Read More

Industry Groups Call for Further Extension of GSE ‘Patch’

Mortgage industry groups want a transition period between the expiration of the GSE “patch” and the implementation of a revised general QM definition to minimize market disruption. Read More

Former CFPB Deputy Seeks a Rollback of 2015 RESPA Bulletin

Brian Johnson, who was deputy director of the CFPB until recently, has called on the agency to rescind a 2015 bulletin that essentially killed marketing services agreements. Read More

Industry Against Halting of Negative Credit Reporting

While Republicans and Democrats continue to bicker over a second COVID relief package, industry groups warned that further halting of negative credit reporting may be disruptive to the market. Read More

Agencies Ask Servicers to Provide More Loan Accommodations

As many COVID-19-related loan forbearance plans near their end, financial regulators are asking mortgage servicers to provide additional relief. Read More

Prioritized Assessments Less Focused on Fault Finding

The purpose of the CFPB’s prioritized assessments is not to find violations, but to assess risks and to have a supervisory dialogue with the institution, according to bureau officials. Read More

Trade, Consumer Groups Support LIBOR Transition Proposal

But they want more guidance on how to determine whether a replacement index is substantially similar or comparable to the soon-to-be-phased-out London Interbank Offered Rate. Read More

Other News in Brief

California’s plan to create a state-level CFPB back on the table; NCLC calls for prohibition of collection of all time-barred debts; Mr. Cooper nears settlement with the CFPB. Read More

Inside the CFPB

August 17, 2020

View Archived Issues

Expect More Enforcement Actions, Caution Attorneys

Industry Groups Call for Further Extension of GSE ‘Patch’

Former CFPB Deputy Seeks a Rollback of 2015 RESPA Bulletin

Industry Against Halting of Negative Credit Reporting

Agencies Ask Servicers to Provide More Loan Accommodations

Prioritized Assessments Less Focused on Fault Finding

Trade, Consumer Groups Support LIBOR Transition Proposal

Other News in Brief

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

August 17, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?