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Lenders See Problems with QM Rule Appendix Q

With the qualified mortgage “patch” scheduled to sunset in 2021, lenders are pushing for changes to the Appendix Q documentation requirements amid a broader debate over the debt-to-income limit. Read More

Kraninger Creating a Transparent CFPB?

The third meeting this year between officials of the CFPB and the CMLA focused on the loan originator compensation rule. The trade group noted that bureau Director Kathy Kraninger is open to industry feedback. Read More

Court Says Email PDF Links Aren't 'Communications'

The Seventh Circuit Court recently ruled that emails containing only hyperlinks do not qualify as “communication” under the Fair Debt Collection Practices Act, which may have ramifications for the CFPB’s debt collection proposal. Read More

Appointment of CFPB Ombudsman Sparks Debate

The CFPB named a high-ranking official of a student loan servicer as the bureau’s private education loan ombudsman. The move has drawn criticism from consumer groups. Read More

Dems Question Appointment of Paul Watkins at CFPB

Democratic lawmakers expressed concerns over Paul Watkins and his fitness to oversee the CFPB’s innovation programs, due to his past work at a conservative religious group which is allegedly anti-LGBTQ. Read More

CFPB Bans Broker for Cheating Veterans

A broker agreed to pay roughly $275,000 to settle allegations related to pension scams in a proposed consent order with the CFPB and the Arkansas State Attorney General. Read More

New York Raises Mortgage Servicing Requirements

As a leader of consumer protections at the state level, New York recently enacted legislation to prevent mortgage scams and impose additional obligations on mortgage servicers. Read More

FDIC Greenlights Appraisal Rule with CFPB Support

The Federal Deposit Insurance Corp. voted unanimously to approve a rule that would expand the universe of non-agency mortgages that don’t require an appraisal. Consumer groups are angry that CFPB supports it. Read More

Inside the CFPB

August 26, 2019

View Archived Issues

Lenders See Problems with QM Rule Appendix Q

Kraninger Creating a Transparent CFPB?

Court Says Email PDF Links Aren't 'Communications'

Appointment of CFPB Ombudsman Sparks Debate

Dems Question Appointment of Paul Watkins at CFPB

CFPB Bans Broker for Cheating Veterans

New York Raises Mortgage Servicing Requirements

FDIC Greenlights Appraisal Rule with CFPB Support

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

August 26, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?