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Shift in Enforcement Activity Under Kraninger

There has been a huge decline in enforcement actions and civil money penalties imposed by the CFPB in the first six months of 2019. What does this say about the bureau’s enforcement trend? Read More

Industry Urges NYDFS to Align Rules with CFPB

The mortgage industry has urged the New York Department of Financial Services not to go beyond the CFPB in terms of regulating mortgage servicers. Read More

Algorithms Come Under Fair Lending Scrutiny

The bureau is monitoring lending models and algorithms to prevent discrimination and boost access to credit. Read More

Kraninger Trims Spending in First Half of 2019

CFPB Director Kathy Kraninger exercised spending cuts across divisions except for consumer education and the office of director. Read More

Credit Reporting Bills Pass House Committee

The House Financial Services Committee passed four bills aimed at reforming the credit reporting system. They are expected to pass the full House, but their fate in the Senate is uncertain. Read More

Consumer Complaints Increase in the Second Quarter

Reversing the trend of the previous year, consumer complaints filed with the CFPB in-creased in the second quarter, according to an analysis by Inside the CFPB.

State AGs Seek Continuation of Overdraft Rule

State attorneys general and industry groups, in rare alignment, are suggesting the CFPB continue with the current overdraft rule. Read More

Debt-Settlement Firm Fined $25M for Misleading Consumers

Freedom Debt Relief agreed to settle allegations that it misled consumers who participated in its debt settlement program and charged fees without settling debts as promised. Read More

Inside the CFPB

July 15, 2019

View Archived Issues

Shift in Enforcement Activity Under Kraninger

Industry Urges NYDFS to Align Rules with CFPB

Algorithms Come Under Fair Lending Scrutiny

Kraninger Trims Spending in First Half of 2019

Credit Reporting Bills Pass House Committee

Consumer Complaints Increase in the Second Quarter

State AGs Seek Continuation of Overdraft Rule

Debt-Settlement Firm Fined $25M for Misleading Consumers

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

July 15, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?