| Inside Mortgage Finance

Proposal to Raise HMDA Reporting Thresholds

The CFPB late last week proposed to exempt more lenders from collecting and reporting loan-level data under the Home Mortgage Disclosure Act.

UI Wants Full Multifamily HMDA Data Disclosure

The institute has called for full public release of multifamily lending data collected for 2018. Meanwhile, the CFPB said it will retire its HMDA explorer tool in the coming months.

CFPB to Give More Intel to Firms Under Investigation

The bureau will ensure its civil investigative demands now include information about potential violations and applicable laws.

New York Creates CFPB-like Division; New Policies to Follow

The New York Department of Financial Services has created a regulator akin to the CFPB, stepping up statewide consumer financial protection.

TRID Guidance on Mortgage Assumptions

The CFPB has issued guidance in the form of a fact sheet on the applicability of the integrated mortgage disclosure rule to mortgage loan assumptions.

Zillow Co-Marketing Program Violates RESPA?

Reversing its earlier ruling in favor of Zillow, a federal court is now suggesting that the real estate database firm's co-marketing program may be in violation of the Real Estate Settlement Procedures Act.

RESPA Kickback Class Actions Survive Time Bar

Lenders, including Bank of America, face revived class action status over kickback schemes with a title company.

House Committee Considers 36% Cap on Payday Loans

While the CFPB has proposed to ease its payday lending rule, a House Financial Services subcommittee is considering an interest rate cap on payday loans.

Public Input on Remittance Rule Requested. Exemptions an Issue?

The CFPB is seeking public input on possible changes to the remittance rule, such as raising the exemption threshold.

Other News in Brief

Inside the CFPB

May 6, 2019

View Archived Issues

Proposal to Raise HMDA Reporting Thresholds

UI Wants Full Multifamily HMDA Data Disclosure

CFPB to Give More Intel to Firms Under Investigation

New York Creates CFPB-like Division; New Policies to Follow

TRID Guidance on Mortgage Assumptions

Zillow Co-Marketing Program Violates RESPA?

RESPA Kickback Class Actions Survive Time Bar

House Committee Considers 36% Cap on Payday Loans

Public Input on Remittance Rule Requested. Exemptions an Issue?

Other News in Brief

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

May 6, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?