| Inside Mortgage Finance

Marketing Services Agreements Are Creeping Back

The mortgage industry is seeing a resurgence of marketing services agreements, amid a lax regulatory environment. But, experts say, companies are being more careful this time around.

Kraninger Lays Out Her Vision for Consumer Protection

CFPB Director Kathy Kraninger says consumer education, and not enforcement, is her preferred approach to prevent consumer harm.

Mortgage Complaints Drop to New Low

Mortgage-related complaints filed with the CFPB in the first quarter of 2019 fell to the lowest level since 2012, with almost all categories seeing double-digit declines.

OMB Expands Oversight of CFPB Rules

A new memo from the Office of Management and Budget increases oversight of the CFPB's regulatory activity.

A Step Closer to Transitional Licenses for LOs

The NMLS issued guidance addressing transitional authority for mortgage loan originators moving between states and from banks to nonbanks.

Ohio Case the First to Cite the ATR Rule

A new first: A court decision on claims brought against mortgage lenders under the ability-to-repay rule provides insights on the underwriting process.

Wells Fargo Could Face Yet More Penalties and Fines

Not satisfied with Wells Fargo’s progress in complying with a regulatory consent order, the CFPB is considering all options to get the bank to fall into line.

CHLA Makes a Case for Reducing LO Compensation

The Community Home Lenders Association joins other trade groups in calling for more flexibility on the loan originator compensation issue.

Brookings Warns of Hidden Discrimination in Algorithms

The adoption of new technologies will pose challenges for originators to comply with fair lending rules and for regulators to detect hidden discrimination.

Other News in Brief

Inside the CFPB

April 22, 2019

View Archived Issues

Marketing Services Agreements Are Creeping Back

Kraninger Lays Out Her Vision for Consumer Protection

Mortgage Complaints Drop to New Low

OMB Expands Oversight of CFPB Rules

A Step Closer to Transitional Licenses for LOs

Ohio Case the First to Cite the ATR Rule

Wells Fargo Could Face Yet More Penalties and Fines

CHLA Makes a Case for Reducing LO Compensation

Brookings Warns of Hidden Discrimination in Algorithms

Other News in Brief

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

April 22, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?