March 21, 2025 | Inside Mortgage Finance

Correspondents Regain Some Nonconforming Share in 4Q

The correspondent share of nonconforming originations returned to the double digits in the fourth quarter of 2024. Though for the full year, correspondents lost market share. Read More

Velocity Sees Record Profits in 4Q

The lender is seeing strong demand from borrowers and the secondary market for non-agency business purpose loans. Read More

ARM Lending, Market Share Increase in Fourth Quarter

Homebuilder Lennar and First-Citizens Bank & Trust posted strong increases in originations of adjustable-rate mortgages. Read More

Originators Turn to Non-QMs Ahead of Economic Uncertainty

Loan originators are looking to bank statement and DSCR loans to boost production in a higher-for-longer interest rate environment, according to Tom Hutchens, president of Angel Oak Mortgage Solutions. Read More

Shellpoint Remains Top Servicer of Non-Agency MBS in 4Q

Shellpoint handled servicing on 26.6% of the dollar volume of non-agency MBS issued during the fourth quarter. Read More

Tomo Mortgage Secures Funding From Progressive Insurance

Tomo said it can save the typical homebuyer $4,000 at closing through the use of its AI underwriting software. Read More

Rising Competition in Some Regions Challenge Fix-and-Flippers

Fix-and-flip operators saw increased competition in some areas in the fourth quarter, but are optimistic for growth in 2025. Read More

Groundfloor Appeals Complex Title Insurance Case

The lawsuit involves paperwork errors for the titles of 10 Georgia properties where Groundfloor provided business purpose loans. Read More

News Briefs

Santander Bank joins non-QM MBS issuer ranks; Annaly starts securitizing HELOCs; AFR improves pricing on non-owner-occupied loans; A&D Mortgage launches AUS platform for non-QM loans. Read More

Inside Nonconforming Markets

March 24, 2025

View Archived Issues

Correspondents Regain Some Nonconforming Share in 4Q

Velocity Sees Record Profits in 4Q

ARM Lending, Market Share Increase in Fourth Quarter

Originators Turn to Non-QMs Ahead of Economic Uncertainty

Shellpoint Remains Top Servicer of Non-Agency MBS in 4Q

Tomo Mortgage Secures Funding From Progressive Insurance

Rising Competition in Some Regions Challenge Fix-and-Flippers

Groundfloor Appeals Complex Title Insurance Case

News Briefs

Latest Imf News

Bank Holdings of Residential MBS Seesaw Down in 4Q

Strong Demand for GSE-Eligible Loans in Non-Agency MBS

Share of Complaints to CFPB Receiving Relief Drops

Better Turns to Stablecoin for Warehouse Funding Alternative

Featured Data

M&A Reshapes Conventional Mortgage Market

Bank MB Earnings Slump in 4Q25 Despite Higher Volume

Correspondents Lose Share in Agency Securitizations

CRE Securitization Rises in 2025 With Agency MF Boost

Featured Reports

Agency Channel Analysis: 3Q25 (PDF)

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

March 24, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?