February 21, 2025

First-Lien Holdings at Banks Edge Up in Fourth Quarter

While first-lien mortgage holdings at banks grew only slightly during the fourth quarter, the mix included more adjustable-rate mortgages than in recent quarters. (Includes data table.) Read More

In-House Originator Gives Rithm a Boost

Explosive growth in business-purpose production at an affiliated originator helped Rithm turn a profit in the fourth quarter. Read More

Mr. Cooper Triples Jumbo Servicing, Aided by Flagstar

The firm now handles an estimated 11.0% of the jumbo servicing market. (Includes data table.) Read More

MFA Bullish About Non-QM Originations in 2025

Although it booked a loss in the fourth-quarter, MFA believes a variety of management changes at its business-purpose affiliate lender will boost originations in 2025. Read More

NYMT Boosts BPL Portfolio in 2024

The firm has been restructuring its portfolio since 2022 with the goal of producing “durable” earnings. Read More

Redwood Aims to Deepen Partnerships With Banks

Redwood has grown its bank partnerships over the last couple of years to prepare for a market in which depositories want to move away from mortgage lending. Read More

New Admin May Boost Opportunities for Crypto in Real Estate

A friendlier stance towards cryptocurrency companies from the White House could boost crypto-backed mortgages in the coming years. Read More

HEI Market Readies for Potential Regulations

Leading home equity investment companies have formed a new organization to advocate for appropriate regulations. Read More

Fix-and-Flip Lender F2 Plots Expansion Following Loan

The fix-and-flip lender says a diversity of funding options will give it a “wide and nimble” credit box. Read More

News Briefs

Better has record HELOC growth; loanDepot expands equityFREEDOM product portfolio; Angel Oak reduces some requirements for non-QM products. Read More

Inside Nonconforming Markets

View Archived Issues

First-Lien Holdings at Banks Edge Up in Fourth Quarter

In-House Originator Gives Rithm a Boost

Mr. Cooper Triples Jumbo Servicing, Aided by Flagstar

MFA Bullish About Non-QM Originations in 2025

NYMT Boosts BPL Portfolio in 2024

Redwood Aims to Deepen Partnerships With Banks

New Admin May Boost Opportunities for Crypto in Real Estate

HEI Market Readies for Potential Regulations

Fix-and-Flip Lender F2 Plots Expansion Following Loan

News Briefs

Latest Imf News

Banks Post 4Q Dips in Mortgage Income

Class Action Filed Against UWM Over Robocalls

CMBS Maturities Closer Than They Appear

Trump Admin's Housing Market Contradictions

Featured Data

Agency MSR Transfers Pick Up in Fourth Quarter of 2025

Record Year for CLO, But Issuance Slowed in 4Q25

Originations Increase in Fourth Quarter With Refi Push

Ginnie Refi Issuance in 4Q Surges Closer to Pandemic Levels

Featured Reports

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Top Mortgage Players: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

February 21, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?