| Inside Mortgage Finance

Prime Growth Outpaces Expanded-Credit in Non-Agency MBS

JPMorgan Chase remained the top issuer of non-agency MBS in the third quarter, increasing its issuance by 25.8%. (Includes data tables.) Read More

Maxex Expands Guidelines for Jumbos in Marketplace

The move aims to bring Maxex’s jumbo program more in line with conventionally underwritten loans. Read More

Trump Proposal Would Impact ITIN Mortgages

The former president has proposed banning mortgages for undocumented immigrants if elected to a second term. At this point, the loans are largely only available in the non-agency market. Read More

Core Product Share of GSE Business Increases in 3Q

Noncore products include conforming jumbos, investor loans, cash-out refis and mortgages for second homes. (Includes data table.) Read More

Arc is the Latest Nonbank to Enter HELOC Market

Arc’s new HELOC product is a fully digital offering that can lead to loan funding in less than five days. Read More

Planet Sees Increased Interest in Servicing for Non-Agency Loans

Planet Management Group is increasing its non-agency servicing portfolio and recently received an upgraded rating. Read More

Rithm’s Genesis Capital is an Early Leader for Rated RTL Deals

Genesis Capital has issued more than $1 billion in rated residential transition loan securitizations since Morningstar DBRS started rating the securitizations in March. Read More

Lenders Have to Balance Underwriting Risk for DSCRs

With debt service coverage ratio loans becoming increasingly popular among lenders, underwriters need to balance guidelines against regional variations in rental values. Read More

News Briefs

Refi promotion at A&D and DSCR expansion; Hometap brings new HEI securitization; Aclara Lending enters the non-QM lender space. Read More

Inside Nonconforming Markets

October 11, 2024

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Prime Growth Outpaces Expanded-Credit in Non-Agency MBS

Maxex Expands Guidelines for Jumbos in Marketplace

Trump Proposal Would Impact ITIN Mortgages

Core Product Share of GSE Business Increases in 3Q

Arc is the Latest Nonbank to Enter HELOC Market

Planet Sees Increased Interest in Servicing for Non-Agency Loans

Rithm’s Genesis Capital is an Early Leader for Rated RTL Deals

Lenders Have to Balance Underwriting Risk for DSCRs

News Briefs

Latest Imf News

HUD Reviewing Potential for FHA Pricing Adjustments

Ginnie Loan Removals Hit Level Last Seen in 2022

FHA Proposes Loosening Underwriting for In-Home Rental Income

FICO Plans Price Hike Amid Rising Profits

Featured Data

GSE Earnings Resilient in a Tight Housing Market

Banks Generate Small 3Q24 Gains in Mortgage Banking

Refinance Loans Surge in October Agency Market

Refi Volume Spikes in Third Quarter, UWM Stands Out

Featured Reports

Top Mortgage Players: 2Q24 (PDF)

Mortgage Profitability Report 2Q24 (PDF)

Agency Channel Analysis: 3Q24 (PDF)

IMF Mortgage Directory: Full interactive database

Featured Poll

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Inside Nonconforming Markets

October 11, 2024

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The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?