| Inside Mortgage Finance

Prime Growth Outpaces Expanded-Credit in Non-Agency MBS

JPMorgan Chase remained the top issuer of non-agency MBS in the third quarter, increasing its issuance by 25.8%. (Includes data tables.) Read More

Maxex Expands Guidelines for Jumbos in Marketplace

The move aims to bring Maxex’s jumbo program more in line with conventionally underwritten loans. Read More

Trump Proposal Would Impact ITIN Mortgages

The former president has proposed banning mortgages for undocumented immigrants if elected to a second term. At this point, the loans are largely only available in the non-agency market. Read More

Core Product Share of GSE Business Increases in 3Q

Noncore products include conforming jumbos, investor loans, cash-out refis and mortgages for second homes. (Includes data table.) Read More

Arc is the Latest Nonbank to Enter HELOC Market

Arc’s new HELOC product is a fully digital offering that can lead to loan funding in less than five days. Read More

Planet Sees Increased Interest in Servicing for Non-Agency Loans

Planet Management Group is increasing its non-agency servicing portfolio and recently received an upgraded rating. Read More

Rithm’s Genesis Capital is an Early Leader for Rated RTL Deals

Genesis Capital has issued more than $1 billion in rated residential transition loan securitizations since Morningstar DBRS started rating the securitizations in March. Read More

Lenders Have to Balance Underwriting Risk for DSCRs

With debt service coverage ratio loans becoming increasingly popular among lenders, underwriters need to balance guidelines against regional variations in rental values. Read More

News Briefs

Refi promotion at A&D and DSCR expansion; Hometap brings new HEI securitization; Aclara Lending enters the non-QM lender space. Read More

Inside Nonconforming Markets

October 11, 2024

View Archived Issues

Prime Growth Outpaces Expanded-Credit in Non-Agency MBS

Maxex Expands Guidelines for Jumbos in Marketplace

Trump Proposal Would Impact ITIN Mortgages

Core Product Share of GSE Business Increases in 3Q

Arc is the Latest Nonbank to Enter HELOC Market

Planet Sees Increased Interest in Servicing for Non-Agency Loans

Rithm’s Genesis Capital is an Early Leader for Rated RTL Deals

Lenders Have to Balance Underwriting Risk for DSCRs

News Briefs

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Banks Post 4Q Dips in Mortgage Income

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CMBS Maturities Closer Than They Appear

Trump Admin's Housing Market Contradictions

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Agency MSR Transfers Pick Up in Fourth Quarter of 2025

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Ginnie Refi Issuance in 4Q Surges Closer to Pandemic Levels

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

October 11, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?