March 29, 2024

Bank Mortgage Holdings Tick Up in Fourth Quarter

Mortgage holdings at banks increased last year despite mixed results at the largest depositories, including a decline at Wells Fargo. The ARM share also increased somewhat. (Includes data table.) Read More

As Non-QM Delinquencies Rise, Lenders Take Note

Delinquencies on non-QMs are starting to keep some senior managers up at night. The fear: a wave of buyback requests. Read More

Redwood Turns Attention to Joint Ventures

Redwood Trust touted a new partnership with the Canada Pension Plan Investment Board as one of the first steps to increasing its activity in joint ventures. Read More

Ruling May Have Major Impact on BPL Market

A recent victory in court for Sharestates could lead to increased originator protections in the business purpose lending market. Read More

Nonbanks Turn to Second Liens (and Second Homes)

Nonbank lenders are offering new HELOC options for homeowners who are self-employed or are looking to tap equity in their investor and second-home properties. Read More

RCN Capital Ditches Hard Credit Pulls

RCN Capital’s new tri-merge soft credit pull allows investors to qualify for a loan without negatively impacting their credit score. Read More

Non-Agency MBS Flow Jumps Near End of First Quarter

A total of 11 new MBS hit the market in the past two weeks. Chase accounted for four of the deals, with two jumbo offerings, an investment property loan securitization in partnership with Visio-Beach Point Mortgage Trust and a securitization of closed-end second liens. Read More

Flipping Activity Down as Investor ROI Shrinks

A challenging market for fix-and-flip homes has led more investors to seek financing on their projects. Read More

News Briefs

Calque adds new partner for Buy Before You Sell program; Angel Oak Mortgage REIT loses board member; A&D Mortgage licensed in Vermont. Read More

Inside Nonconforming Markets

View Archived Issues

Bank Mortgage Holdings Tick Up in Fourth Quarter

As Non-QM Delinquencies Rise, Lenders Take Note

Redwood Turns Attention to Joint Ventures

Ruling May Have Major Impact on BPL Market

Nonbanks Turn to Second Liens (and Second Homes)

RCN Capital Ditches Hard Credit Pulls

Non-Agency MBS Flow Jumps Near End of First Quarter

Flipping Activity Down as Investor ROI Shrinks

News Briefs

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

Delinquencies Climb During Fourth Quarter, Led by FHA

GSEs Getting Aggressive With Cash Window Pricing

Onity’s Earnings Helped by Release of Tax Valuation Allowance

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

March 29, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?