November 3, 2023

Jumbo MBS Contributions Coming from Mix of Lenders

United Wholesale Mortgage remained the top contributor to jumbo MBS in the third quarter, though other lenders gained market share. Large nonbanks and a wide number of smaller lenders have been contributing collateral for jumbo MBS. (Includes three data tables.) Read More

Redwood Doubles Down on Jumbo Partnerships with Banks

Redwood Trust grew its loan selling partnerships with banks over the course of the third quarter of 2023. Read More

Non-Agency Mortgages a Bright Spot for Annaly

Despite reporting a loss in the third quarter, Annaly Capital Management saw gains in its non-agency correspondent business. Read More

Shellpoint Maintains Lead in Non-Agency MBS Servicing

Shellpoint Mortgage Servicing handled servicing duties on $3.65 billion of non-agency MBS issued in the third quarter. (Includes data table.) Read More

Change Lending Keeps CDFI Status

Change has ensured its CDFI status through 2025 following an agreement with the CDFI Fund. Read More

Former FHLBank Executive Launches Correspondent Lender

Stephen Thomas, a former FHLB Chicago official with more than 30 years of experience in affordable housing and diversity and inclusion initiatives, has launched FutureWave Finance. Read More

Velocity Earnings Flat, Loan Production Increases

Income remained level in the third quarter while the lender increased originations of business-purpose loans. Read More

News Briefs

Unison offers its first HEA securitization; NP rebrands; Finance of America launches new reverse-mortgage product; Sherman Bridge debuts investment-property lender marketplace; Arc Home appoints new president and future CEO; UWM expands DSCR eligibility requirements. Read More

Inside Nonconforming Markets

View Archived Issues

Jumbo MBS Contributions Coming from Mix of Lenders

Redwood Doubles Down on Jumbo Partnerships with Banks

Non-Agency Mortgages a Bright Spot for Annaly

Shellpoint Maintains Lead in Non-Agency MBS Servicing

Change Lending Keeps CDFI Status

Former FHLBank Executive Launches Correspondent Lender

Velocity Earnings Flat, Loan Production Increases

News Briefs

Latest Imf News

Borrower Lock-In Easing With Passage of Time

Ginnie Issuance Climbs Slightly in January

Fannie Economists See Interest Rates Staying Higher for Longer

Income and MBS Portfolio Increase at Armour in Fourth Quarter

Featured Data

CRE Securitization Rises in 2025 With Agency MF Boost

Refi Lending Nearly Doubles in 4Q, Purchase Share Drops

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

November 3, 2023

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?