| Inside Mortgage Finance

QM Changes to Help Improve Odds for Non-Agency Players

In the absence of the GSE patch, lenders have fewer incentives to rely on GSE eligibility when determining a loan’s QM status. Still, the final destination of a loan will depend on pricing in the non-agency market. Read More

AmWest Top Contributor to Expanded-Credit MBS in 1Q21

Some $470 million of expanded-credit mortgages originated by AmWest Funding were securitized in the first quarter. (Includes three data charts.) Read More

Jumbo Lenders Have Options Thanks to Changes to QM Standards

At least until October 2022, jumbo lenders can use either the long-standing qualified mortgage standards or the new, more flexible standards. Read More

Guaranteed Rate Leads Jumbo Correspondent Sellers in 2020, By Far

Guaranteed Rate sold $5.55 billion of jumbo mortgages to unaffiliated buyers in 2020, nearly three times the volume of second-ranked Quicken Loans. (Includes two data charts.) Read More

Fast Loan Sales Boost Redwood’s Income in First Quarter

Redwood Trust nearly doubled its net income in the first quarter, helped by the quick aggregation and sale of jumbo mortgages. Read More

Chase, Redwood Bring Large Jumbo MBS; Citi Returns

Near the end of April, Chase and Redwood were marketing large jumbo MBS. Also, Citi returned to the sector for the first time since 2014. Read More

Goldman Increasing Acquisitions of Non-QMs, Issuing MBS

Goldman Sachs Mortgage Company has acquired more than $800 million of non-QMs this year and is set to issue a $291 million MBS. Read More

MFA More Than Doubles Income in First Quarter

The real estate investment trust also plans to acquire business-purpose loan originator Lima One. Read More

News Briefs

Non-QM impairments decline; non-agency forbearance rate improves; non-agency reverse mortgage lender settles with CFPB; Redwood paying for its employees’ MI; PCMA partners with various advisors. Read More

Inside Nonconforming Markets

May 7, 2021

View Archived Issues

QM Changes to Help Improve Odds for Non-Agency Players

AmWest Top Contributor to Expanded-Credit MBS in 1Q21

Jumbo Lenders Have Options Thanks to Changes to QM Standards

Guaranteed Rate Leads Jumbo Correspondent Sellers in 2020, By Far

Fast Loan Sales Boost Redwood’s Income in First Quarter

Chase, Redwood Bring Large Jumbo MBS; Citi Returns

Goldman Increasing Acquisitions of Non-QMs, Issuing MBS

MFA More Than Doubles Income in First Quarter

News Briefs

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

May 7, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?