| Inside Mortgage Finance

Expanded-Credit Lending Inches Up in Third Quarter

Originations of expanded-credit mortgages increased by 2.5% in the third quarter on a sequential basis. But the sector lost market share as lenders continued to focus on GSE refis. (Includes data chart.) Read More

Non-Agency Market Anxious as GSE Reform Heats Up

In the twilight of the Trump administration, the FHFA is taking steps that could make the non-agency market more competitive with the GSEs. A Democrat in the White House could mean otherwise. Read More

Smaller Non-Agency Servicers at Risk from CSBS Proposal

Proposed standards by state regulators for nonbank servicers could cause problems for smaller firms, according to industry attorneys. But state regulators defended the proposal ahead of the comment deadline. Read More

Shellpoint Tops Non-Agency MBS Servicers in 9M20

Select Portfolio Servicing gained ground during the third quarter but Shellpoint Mortgage Servicing remained the top servicer of non-agency MBS. (Includes data chart.) Read More

Non-Agency MBS Issuance Picks Up After Lull

Three deals hit the market late last week. Chase issued a jumbo MBS backed by fresh loans while two other issuers packaged investment-property mortgages. Read More

Velocity Financial Expects to Get Back on Track by 2Q21

Velocity resumed lending in September, predicting that production could hit pre-pandemic levels by the second quarter of 2021. The nonbank also took a large charge-off in the third quarter. Read More

Lender Faulted for Violating Non-Agency ATR Standards

First Federal Community Bank of Bucyrus lost an appeal in a lawsuit involving the ATR standards for income documentation. Read More

News Briefs

GSE loan limits increase by 7.4% for 2021; non-agency forbearance rises. Read More

Inside Nonconforming Markets

November 25, 2020

View Archived Issues

Expanded-Credit Lending Inches Up in Third Quarter

Non-Agency Market Anxious as GSE Reform Heats Up

Smaller Non-Agency Servicers at Risk from CSBS Proposal

Shellpoint Tops Non-Agency MBS Servicers in 9M20

Non-Agency MBS Issuance Picks Up After Lull

Velocity Financial Expects to Get Back on Track by 2Q21

Lender Faulted for Violating Non-Agency ATR Standards

News Briefs

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

Delinquencies Climb During Fourth Quarter, Led by FHA

GSEs Getting Aggressive With Cash Window Pricing

Onity’s Earnings Helped by Release of Tax Valuation Allowance

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

November 25, 2020

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?