| Inside Mortgage Finance

Mixed Jumbo Trends at First Republic, Flagstar

Two prominent players in the jumbo market reported mixed trends in originations for the fourth quarter. First Republic Bank’s single-family mortgage originations increased slightly on a sequential basis, while Flagstar Bank saw a sharp drop in jumbo lending. Read More

Tighter Underwriting on Expanded-Credit MBS in 4Q

The loans included in expanded-credit mortgage-backed securities in the fourth quarter of 2018 had on average tighter underwriting than previous issuance. [Includes one data chart.] Read More

ATR Rule Prompts Mixed Results for Non-QMs

The ability-to-repay rule helped improve loan performance for non-qualified mortgages but a robust secondary market for the loans hasn’t developed, according to an analysis by the Consumer Financial Protection Bureau. Read More

Redwood to Acquire Business-Purpose Lender

Redwood Trust announced last week that it plans to acquire 5 Arches, an originator and asset manager of business-purpose real estate loans. Redwood acquired a 20 percent stake in the lender last year with an option to fully ac-quire the Irvine, CA-based company. Read More

Quick Turn Time for Prolific Caliber Nonprime MBS

Lone Star Funds, an affiliate of Caliber Home Loans, is set to issue a nonprime mortgage-backed security with some of the least seasoned loans seen in a post-crisis deal. Read More

Annaly Packs MBS with GSE-Eligible IP Loans

An affiliate of Annaly Capital Management this week issued a non-agency mortgage-backed security stocked with investment-property mortgages eligible for sale to the government-sponsored enterprises. Read More

Non-Agency Market Could See Gains from GSE Reform

Activity in the non-agency mortgage market is likely to get a boost from any reforms of the government-sponsored enterprises undertaken by the Trump administration. Read More

News Briefs

Seer Capital Management; Angel Oak Companies Read More

Inside Nonconforming Markets

February 1, 2019

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Mixed Jumbo Trends at First Republic, Flagstar

Tighter Underwriting on Expanded-Credit MBS in 4Q

ATR Rule Prompts Mixed Results for Non-QMs

Redwood to Acquire Business-Purpose Lender

Quick Turn Time for Prolific Caliber Nonprime MBS

Annaly Packs MBS with GSE-Eligible IP Loans

Non-Agency Market Could See Gains from GSE Reform

News Briefs

Latest Imf News

VA Getting Closer to Launching Partial Claim Program

GSEs’ Mortgage Holdings Increase by 26% in Fourth Quarter

Homebuilder Confidence Declines, Affordability Issues Persist

MFA Financial Increases Income in Fourth Quarter

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?