Cart

Inside Nonconforming Markets

December 12, 2025

View Archived Issues

Retail Share of Nonconforming Lending Declines in 3Q

Both the correspondent and broker channels picked up some market share from the retail channel in the third quarter of 2025. At Chase, the largest nonconforming retail lender among a group of 38 lenders, retail volume was up 1.6% during the third quarter. (Includes two data tables.) Read More

Strong Support for SEC to Help Non-Agency Market

A push by the Securities and Exchange Commission to revise disclosure standards for publicly-registered non-agency MBS has broad support. Read More

Citi Sends GSE Loans With Private MI to Non-Agency MBS

Some 36.5% of the mortgages in a new $365.0 million non-agency MBS from Citi have private mortgage insurance and were eligible for delivery to Fannie Mae and Freddie Mac. Read More

Backflip Issues Its First RTL Securitization

Backflip closed its first residential transition loan securitization last week, a $95 million deal. Read More

Non-QM Lenders Turning to AI for Automation

The non-agency mortgage space is becoming more comfortable with artificial intelligence to help make the loan origination process more efficient. Read More

Splitero Sees Strong Demand for Its First HEI Securitization

The $283.3 million securitization was more than nine times oversubscribed. Read More

Non-Agency Lender Loses Effort to Complete Foreclosure

An appeals court ruled that Toorak Capital Partners couldn’t complete a foreclosure due to insufficient evidence. Read More

News Briefs

Insula Capital Group launches debt service coverage ratio program; Deephaven Mortgage offering new home equity line of credit. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results