Cart

Inside Mortgage Finance

February 27, 2025

View Archived Issues

Conventional-Conforming Products Lose Share in 2024

The conventional-conforming share of first-lien originations declined from 59.2% in 2023 to 56.5% in 2024. Both government-insured products and nonconforming loans gained share. (Includes two data tables.) Read More

A Ball of Confusion: HUD, DOGE and Staff Cuts

Is the White House being less than forthcoming about job cuts at HUD and DOGE finding “misplaced” funds at the agency? You decide. But mortgage bankers are getting nervous. Read More

HMDA Compliance Active, Some Changes Expected

Work may have ceased temporarily at the CFPB while the regulator undergoes leadership changes, but lenders are advised that Home Mortgage Disclosure Act reporting requirements remain in effect. Read More

Trump Tariff Policies Create Uncertainty for Interest Rates

Economists caution that forecasts for interest rates on mortgages come with more uncertainty than usual due to Trump administration policies on tariffs and other issues. Read More

Private Mortgage Insurers Cautious on GSE Reform

Even though their businesses depend on Fannie and Freddie, private mortgage insurance providers don’t seem worried about the Trump administration’s efforts to release the GSEs from conservatorship. Read More

Rate Pondering Options on Title Business, MSR

Rate is contemplating selling its title unit, a move that comes amid some states capping how much coverage providers can charge consumers. Meanwhile, the nonbank is selling MSRs on a regular basis. Read More

Regulators May Make Capital Reforms More Bank-Friendly

Trump’s election win stalled the Biden administration’s effort to impose tougher capital requirements for banks. Federal regulators are likely to continue to work on the reforms, but in a more bank-friendly way. Read More

Regulatory Environment Loosening Under Trump

Questions still remain about the future of the CFPB with some industry leaders wondering if it will be streamlined or shuttered. Read More

Grapevine: Freddie Acquiring Seconds; MBA Supports McKernan

Freddie moves forward on second-lien pilot; MBA supports Trump nominee to lead CFPB. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results