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Inside Mortgage Finance

November 27, 2024

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Jumbo Lending Keeps Pace in 3Q, Conforming Jumbos Up

Combined, non-agency jumbos and conforming jumbos accounted for 16.1% of total originations during the third quarter. Nonbanks are increasing their lending as some banks pull back. (Includes three data tables.) Read More

Trump Taps Scott Turner for Secretary of Housing

The former Texas lawmaker and NFL player was executive director of the White House Opportunity and Revitalization Council in Trump 1.0. Read More

MSR Market Unsettled by Emphasis on Recapture

Some MSR buyers are offering exceptionally strong bids for servicing, counting on being able to recapture borrowers when interest rates drop. The high bids are creating some complications for sellers and MSR valuations. Read More

Cloudy Outlook for Lenders Hiring, LO Commissions

It’s never too early to assess hiring plans for a new year. But this time around, it’s a bit trickier given a new power base in Washington and the prospect for higher interest rates. Read More

Industry Remains Hopeful for Ban on Trigger Leads

Lender trade groups are maintaining hope that Congress will vote to pass a trigger lead ban before the December holidays. Read More

Lenders Have Capacity, Waiting on Rates to Fall

Prepayment rates during the recent dip in mortgage rates were higher than expected, suggesting lenders have extra staff on hand. Still, it could be a while before interest rates fall low enough to significantly boost lending. Read More

Don’t Expect Basel III, Other Rulemakings Until Next Year

While major rulemakings will pause until a new presidential administration takes over, work will continue on proposed rules, according to regulatory agency leaders. Read More

Few M&A Franchise Deals Expected in 2025

In 2025, servicing sales should remain hot, but franchise deals involving the transfer of “whole” companies will likely be few and far between. Read More

Large Nonbank Lenders Bullish After Brief Refi Wave

UWM and Rocket believe they saw a preview of future origination trends during September’s brief rate-decline window. Read More

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