Cart

Inside Mortgage Finance

August 8, 2024

View Archived Issues

Private MIs Gain Share in Robust 2Q24 Insured Market

A rising tide of purchase mortgage lending floated a lot of boats in the second quarter, and expanded the market share for private MIs. (Includes four data tables.) Read More

Mortgage Market Expected to Shift When Rates Fall

Refis are poised to increase and MSR values will decline as interest rates decline. United Wholesale Mortgage is prepared for the moment, having sold off a significant amount of MSRs earlier this year. Read More

Mixed Response to CFPB RFI on Mortgage Closing Costs

Hundreds of individuals, associations and trade groups submitted comments regarding the CFPB’s request for information on mortgage closing costs. Read More

Cenlar Continues to Work Toward End of OCC Sanctions

Cenlar remains the dominant mortgage subservicer in the nation despite being sanctioned by banking regulators almost three years ago. When might those sanctions be lifted? That’s hard to say. Read More

Lenders Ready to Recapture Borrowers With Refis

Lenders and servicers have made significant investments in recapture capabilities in recent years for when interest rates decline and refinancing takes flight. Read More

Has Mortgage Employment Finally Bottomed?

Certain mortgage companies are starting to feel bullish about lower interest rates, predicting better times ahead and more hiring by lenders. So far this year, personnel counts at nonbank mortgage companies have been weak, in aggregate, but loan brokers are adding to their ranks. Read More

Bipartisan Opposition to FSOC’s Servicer Fund Proposal

A bipartisan group of mortgage industry players opposes FSOC’s proposal to create a fund to help sustain mortgage servicers in times of stress. Read More

MBA Proposes Tailored Loss-Mitigation Options

Mortgage servicers should consider factors specific to borrowers’ circumstances when offering loss-mitigation options to avoid foreclosure, according to a recent Mortgage Bankers Association report. Read More

Grapevine: Tax Reform Bill Fizzles; Agencies Extend ROV Deadline

Senate fails to move tax bill, which included changes to LIHTC; GSEs, FHA extend compliance deadline for ROV requirements; Treasury pushes FHLBanks on affordable housing; Morningstar concerned that market sell-off will become a self-fulfilling prophecy; loanDepot sets money aside for settlement related to a cyberattack. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results