April 5, 2024 | Inside Mortgage Finance

Glass Half Full as Agency Market Wades Into 2024

The refinance market is showing signs of life — especially in the government-insured sector — and total agency MBS issuance in the first quarter was up from a year ago. (Includes two data tables.) Read More

FHFA Examining Nonbanks Using Conservatorship Power

The Federal Housing Finance Agency has long supervised the GSEs’ management of third-party risk from nonbank mortgage companies. But now for the first time it is examining nonbanks directly. Read More

Trade Groups Win Injunction Against New CRA Standards

In granting the injunction decree, the court noted that there’s a “substantial likelihood” the trade associations will ultimately succeed in their challenge against the CRA overhaul. Read More

NAR Commission Settlement Prompts Regulatory Scramble

The MBA has called on federal agencies to ensure there is no disruption in the mortgage process stemming from the National Association of Realtors’ decision to settle a lawsuit related to agent commission practices. Read More

FEMA Postpones Change on NFIP Policies During Shutdowns

The postponement comes just weeks after Congress passed a short-term extension of the flood insurance program’s authorization. Read More

A Bank Throws Down Its Marker on MSR Loans

City National hopes to get in on the ground floor of a turnaround in MSR-backed lending. The federally insured depository is joining other warehouse providers that play in the space, but there are risks. Read More

Mortgage ‘Franchise’ M&A Dead in the Water?

It’s status quo when it comes to mortgage banking M&A activity — and that’s not a good thing if you’re looking to sell. For now, it’s all about asset sales, mortgage servicing rights in particular. Read More

PrimeLending to Appeal OSHA Fine in Whistleblower Case

OSHA has ordered PrimeLending to pay back wages to two employees who were subject to retaliatory actions after they raised concerns related to consumer fraud. Read More

Grapevine: UWM Faces Allegations From Hedge Fund; Barr on Capital Rule

Hunterbrook Capital is going after United Wholesale Mortgage, lobbing allegations and shorting stock in the nonbank; Michael Barr, vice chair for supervision at the Fed doesn’t find the rhetoric regarding bank capital requirements particularly useful; Ocwen plans to rebrand as Onity. Read More

Inside Mortgage Finance

April 4, 2024

View Archived Issues

Glass Half Full as Agency Market Wades Into 2024

FHFA Examining Nonbanks Using Conservatorship Power

Trade Groups Win Injunction Against New CRA Standards

NAR Commission Settlement Prompts Regulatory Scramble

FEMA Postpones Change on NFIP Policies During Shutdowns

A Bank Throws Down Its Marker on MSR Loans

Mortgage ‘Franchise’ M&A Dead in the Water?

PrimeLending to Appeal OSHA Fine in Whistleblower Case

Grapevine: UWM Faces Allegations From Hedge Fund; Barr on Capital Rule

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

Delinquencies Climb During Fourth Quarter, Led by FHA

GSEs Getting Aggressive With Cash Window Pricing

Onity’s Earnings Helped by Release of Tax Valuation Allowance

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

April 4, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?