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Inside Mortgage Finance

January 18, 2024

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Primary MI Share of Agency Market Up Sharply in 2023

Last year's pendulum swing in loan purpose toward the purchase-money market yielded a significant increase in the share of agency business with primary MI coverage. And a larger share of insured business layered heavy debt burden with lower credit scores. (Includes three data tables.) Read More

Widespread Opposition to Bank Capital Proposal

Banks, nonbanks and consumer advocates have major concerns about a proposal to adjust capital requirements for large banks. The proposal would touch on mortgage lending, MSRs and warehouse lending. Read More

Not Pretty: Megabanks Begin Reporting Mortgage Results

According to an early read, banks suffered double-digit home lending declines in the final lap of 2023 even though rates fell by at least 80 bps. Read More

Servicing Rights, a Little Less Valuable at Yearend

Servicing values slipped in the fourth quarter, a victim of lower interest rates from mid-October to yearend. Hedging helped, but weaker escrow values played a role as well. Read More

Former MBA Chief, FHA Commissioner Dave Stevens Dies at 66

The mortgage industry this week lamented the passing of Dave Stevens, who held several key jobs in residential finance, including both regulator and trade group CEO. Read More

HUD Secretary Seeks Support to Boost Housing Supply

Department of Housing and Urban Development Secretary Marcia Fudge called on Congress to increase housing supply through preservation efforts, financing incentives and other means. Read More

Fannie Cautions Lenders of Appraiser Identity Theft

Fannie Mae has identified a significant number of appraisals conducted by unlicensed appraisers using stolen identities. Read More

loanDepot Working to Restore Online Systems Following Cyberattack

The lender said it is working with forensic experts and law enforcement to address the cybersecurity incident. Read More

FHFA Improves CRA Assessment of FHLBank Members

By automating its biennial review system, the FHLBank regulator has dramatically reduced the number of member institutions that are inadvertently omitted from community support reporting. Read More

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