Originations of home equity lines of credit and closed-end second liens in 2023 haven’t kept pace with production in 2022 as elevated interest rates are limiting activity. (Includes three data charts.) Read More

If the federal government shuts down starting Oct. 1, the mortgage market will largely carry on, but with some complications. Read More

Top executives of Freedom Mortgage, NewRez and Mr. Cooper said servicing operations have helped them sail through the originations storm. Read More

Smaller lenders appeared to punch over their weight as companies ranking below the top five generally posted bigger gains in first-lien originations in the second quarter. (Includes two data charts.) Read More

The heads of mortgage industry trade groups are frustrated that the federal government is crowding out non-agency market participants. Read More

The new proposed capital requirements could reduce LMI lending by large banks and make warehouse financing expensive for nonbanks. Read More

Buydowns have fallen out of favor among borrowers this year as interest rates have continued to rise. Read More

Mortgage performance could soon turn a corner, according to Black Knight. Read More

The Supreme Court will hear oral arguments next week in a case that could decide the fate of the CFPB; CFPB tracking lending trends from 2022 HMDA data; FHFA looks to expand activity involving mortgages with shared-equity features. Read More