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Inside Mortgage Finance

August 17, 2023

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Agency Products Lead in Broad-Based Market Rally

All four mortgage food groups saw sizable gains in originations in the second quarter, with government and conventional conforming leading the way. (Includes two data charts.) Read More

Industry: Capital Requirements for GSEs Too High

Responses to FHFA’s RFI on GSE pricing almost unanimously condemn the capital requirements put in place by former Director Mark Calabria. Read More

GSE Shareholders Prevail in Net Worth Sweep Trial

A jury in the U.S. District Court for the District of Columbia this week handed GSE shareholders their first major win in their effort to recover some of their investment in Freddie and Fannie stocks. Read More

Delinquencies Increase at Large Servicers in Second Quarter

Early-stage delinquencies increased at large servicers during the second quarter of 2023. Servicers anticipate further declines in loan performance. (Includes data chart.) Read More

HUD, GSEs Respond to Maui Wildfires

The Department of Housing and Urban Development, Fannie Mae and Freddie Mac reminded lenders and servicers of the options available to homeowners impacted by the deadly wildfires in Maui. Read More

Escrows: A Rising Benefit for Owners of MSRs

Elevated interest rates are helping to increase “float” income for owners of mortgage servicing rights. The hard part is nailing it down how much. Read More

The Anticipated Mortgage M&A Boom: A Bust?

The great mortgage origination correction of 2023 hasn’t resulted in a whole lot of company franchises changing hands. But there’s been a ton of MSR sales and some branch networks finding new owners. Read More

Massachusetts Nonbank CRA Coverage a Model for California

Consumer advocates are working to establish state Community Reinvestment Act requirements for nonbanks. Read More

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