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Inside Mortgage Finance

July 20, 2023

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Robust MSR Trading Shapes Ranking of Agency Servicers

The agency single-family servicing market grew more rapidly in the second quarter of 2023, with nonbanks racking up most of the gains. Ginnie remained the fastest-growing sector. Read More

The Early 2Q23 Tally: Strong Bank Originations

It’s all how you look at it. Right? The early results show a turnaround in bank mortgage lending on a sequential basis for the second quarter but ugly drops compared to a year ago. The problem: 7% mortgages. Read More

Home Prices Defy Expectations Amid High Interest Rates

Home prices were expected to come down this year due to affordability issues stemming from high interest rates. Instead, home prices look fairly firm thanks to housing supply/demand dynamics. Read More

Federal Agencies Look to Sustain Equity Efforts

Experts call for ongoing, intentional and collaborative efforts across federal agencies to combat racial disparities in homeownership and access to housing financing. Read More

The Legacy of Angelo Mozilo: It’s Complicated

If ever there was a Horatio Alger story for the mortgage industry it’s Angelo Mozilo, the co-founder of Countrywide Financial. The recently deceased Mozilo proved that nonbanks could compete with the megabanks. Then the subprime crisis happened. Read More

Policymakers Vow to Step Up Appraisal Bias Actions

During the annual conference of the National Fair Housing Alliance this week, stakeholders outlined appraisal reform efforts. Read More

Built-Up Equity Can Help Ease Purchase Mortgages

Homeowners are waiting out the high-interest rate environment before considering selling. Read More

Translating Mortgage Documents Lowers Rates for LEP Borrowers

After FHFA required the GSEs to provide translated mortgage documents, limited English proficient borrowers’ experiences improved, new research shows. Read More

Grapevine: Higher Capital Requirements Expected; Merger Guidance

Federal regulators are expected to propose new capital requirements for big banks; DOJ and FTC propose new guidance on mergers. Read More

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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