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Inside Mortgage Finance

June 1, 2023

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Private MI Gains Share in Agency Purchase Market

Both purchase-mortgage lending and refinancing were down substantially in the first quarter, but a number of lenders gained share — or even increased production volume — compared with the prior period. (Includes four data charts.) Read More

MSR Market Still Running Strong

Some experts expect MSR trading to top $1 trillion in each of the next three years, surpassing the approximately $900 billion traded in 2022. Read More

Subservicing Growth Near Zero in 1Q23

Has the trend toward servicing outsourcing slowed? It’s starting to look that way, especially with mortgage rates staying high. Or perhaps this is just a long overdue rest? (Includes data chart.) Read More

Lenders Struggle to Stay Afloat Amid Volatility

With production expenses rising to more than $13,000 per loan, and four straight quarters of negative net income, mortgage lenders struggle to find ways to stay in business. Read More

Colonial Savings to Cease Originations, Hold on to Servicing

Texas-based Colonial Savings, which has been offering home loans since its founding in 1952, will stop originating mortgages at the end of July. Read More

CHLA Asks CFPB for Dual Compensation Restrictions

The trade group wants the CFPB to establish uniform disclosure requirements for transactions involving dual compensation. Read More

Federal Regulators Scrutinize Appraisal Methodologies

The Appraisal Subcommittee’s second open meeting focused on how appraisal methods might introduce biases to the valuation process. Read More

A Third Technology Choice for Warehouse Banks?

The slowdown in home lending offers companies an opportunity to bring on new vendors and change technology platforms. But does this apply to the specialized world of warehouse finance? Read More

House Passes Debt Ceiling Bill to Avert Financial Chaos

The Senate must now vote on the bill which would lift the federal debt limit until January 2025. Read More

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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