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Home » Newsletters » Inside Mortgage Finance

Inside Mortgage Finance

April 6, 2023

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Download Files:

  • Mortgage Market Indicators, April 7, 2023 (PDF)
  • Inside Mortgage Finance, Full Issue, April 7, 2023 (PDF)

Agency Market Hits Nine-Year Low in Early 2023

Monthly business volume was up in March, and a handful of sellers grew their agency single-family production in an otherwise calamitous start to the new year. (Includes two data charts.) Read More

An Awful Origination Quarter Has Ended. Good Riddance

Mortgage rates are starting to come down a bit, but the first quarter of the new year was a challenge for most. The worst of it, hands down, was January, with February seemingly brighter. Read More

White House Calls for Increased Bank Oversight

Federal banking regulators can take actions to address issues among regional banks without legislation from Congress, the Biden administration said in a statement. Bank trade groups asked for a wait-and-see approach. Read More

CFPB Defines Abusive Acts and Practices

In a policy statement, the CFPB explained its understanding of the Consumer Financial Protection Act’s abusive acts and practices standard. Read More

GSE Appraisal Changes a Concern for Lenders

The updated UAD is supposed to improve the accuracy and efficiency of the appraisal process, but lenders worry it will add significant costs to the mortgage process. Read More

GSEs’ Expansion of Deferrals Draws Thumbs-Up

Industry stakeholders have welcomed the FHFA’s plan to make payment deferrals a regular part of loss mitigation. MBA suggested more standardization of workout options is in order. Read More

Alternative to M&A: Shuttering the Company Outright

Don’t like the bids you received for your mortgage company in a tough market? Maybe the easiest (and safest) thing to do is self-liquidate and keep the cash that was on the balance sheet. Read More

Expanding the FHLBanks’ Affordable Housing Mission

The Federal Home Loan Banks should do more to fulfill their affordable housing goals, according to an industry analyst. Read More

1st Alliance Continues Legal Fight Over Loss of License

Now-Defunct 1st Alliance Lending is appealing a decision by the Connecticut Department of Banking regarding the lender’s alleged practice of allowing unlicensed employees to work with potential borrowers. Read More

Latest Imf News

  • Agency MBS Issuance Rises in 4Q, Refis Trail Off by Yearend

  • California Property Insurance Coverage Seen as Sufficient

  • PennyMac Inks Large MSR Financing Deal With Citi

  • Calabria Suggests Legislative Actions to Reform GSEs

More Imf News

Featured Data

  • Purchase Mortgages, Refis Push Ginnie Issuance Up in November

  • Nonprime Servicing Volume Continues to Rise in 3Q24

  • REITs Boost MBS Holdings in 3Q24, Outlook Positive

  • Ginnie Loans Lead Servicing Gains in Third Quarter

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q24 (PDF)

  • Lender Profiles 3Q24: Top 25 (PDF)

  • IMF HMDA Dashboard: 2023

  • Agency Channel Analysis: 3Q24 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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