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Inside Mortgage Finance

September 15, 2022

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Jumbo a 2Q22 Bright Spot, But Not for Fannie/Freddie

A new pricing scheme at Fannie and Freddie led to a steep decline in their purchases of high-balance loans in the second quarter. Meanwhile, non-agency jumbo — and the FHA — saw increased production. (Includes three data charts.) Read More

Banks Continue to Garner Mortgage Market Share in 2Q

Depository institutions’ share of mortgage originations grew for the fifth straight quarter during the April-June cycle, but nonbanks still dominated the market. (Includes two data charts.) Read More

MSR Values Drift Down From Their Highs. The Ginnie Factor?

Servicing sales remain brisk but there’s been a deal slowdown of late and more discriminate buyers. Meanwhile, new Ginnie Mae capital rules could rock the boat further. Read More

Wells Focusing on Wealthy Borrowers, Existing Customers

Wells Fargo isn’t trying to be the largest player in the mortgage market. Instead, the bank plans to focus on wealthy borrowers and customers that already have a relationship with the bank. Read More

Warehouse Commitments Continue to Head South

As nonbanks go, so too goes the warehouse lending sector. Enough said on that score. The second quarter brought additional deterioration in commitment levels. (Includes data chart.) Read More

GSE Shareholders to Make Last Stand Against FHFA

Treasury and FHFA motions for dismissal could be the last gasp in the most prominent shareholder lawsuit challenging the net worth sweep. Read More

Higher CPI Could Force Fed to Accelerate Rate Hikes

Some analysts predict the FOMC will hike rates more than 100 bps at its meeting next week. Read More

LO Signing Bonus Turns Heads. Is It Really Worth it?

The mortgage industry is questioning whether today’s market supports multi-million-dollar signing bonuses for top-performing loan officers. Read More

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