July 29, 2022 | Inside Mortgage Finance

Primary Market Searching for New Normal in 2Q22

First-lien originations fell 10% from the first to the second quarter, but a number of lenders — especially those that focus on purchase-lending and non-agency products — outperformed their peers. (Includes two data charts.) Read More

CFPB, DOJ Bring Enforcement Action Against Trident Mortgage

The proposed consent order with the Pennsylvania-based mortgage lender, if entered by the court, would be the CFPB’s first redlining resolution with a nonbank. Read More

Will FHFA End Suspension of Limits on GSE Cash Window?

Trade groups amplify concerns as the end of suspension of the PSPA limits approaches. Read More

Recent Nonbank Failures Not Seen as Threat to System

Though two prominent nonbank lenders shuttered recently as the refi business slows, there are currently few concerns about the potential for widespread failures of nonbanks. Read More

Sprout Was Trying to Settle with the IRS

In its final days, it appears that non-QM originator Sprout Mortgage had an IRS matter it was trying to work out. Current status: Unknown. Read More

UI Outlines New Forbearance Policy for Mortgage Market

The federal government should move forbearance to the front of the loss-mitigation waterfall, researchers at the Urban Institute proposed. A similar policy during the pandemic did more good than harm, they found. Read More

Counselors Seek Partnerships with Lenders to Close Racial Gap

Fee-for-service partnerships between mortgage lenders and housing counseling agencies could bring scale to the pre-purchase counseling services HCAs offer, according to industry experts. Read More

Grapevine: Freddie’s Income Declines; Home Price Appreciation Slows

Freddie’s income declined by 35% in second quarter; home price appreciation chugged along; loan applications at low levels; delinquencies increase. Read More

Inside Mortgage Finance

July 28, 2022

View Archived Issues

Primary Market Searching for New Normal in 2Q22

CFPB, DOJ Bring Enforcement Action Against Trident Mortgage

Will FHFA End Suspension of Limits on GSE Cash Window?

Recent Nonbank Failures Not Seen as Threat to System

Sprout Was Trying to Settle with the IRS

UI Outlines New Forbearance Policy for Mortgage Market

Counselors Seek Partnerships with Lenders to Close Racial Gap

Grapevine: Freddie’s Income Declines; Home Price Appreciation Slows

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

Delinquencies Climb During Fourth Quarter, Led by FHA

GSEs Getting Aggressive With Cash Window Pricing

Onity’s Earnings Helped by Release of Tax Valuation Allowance

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

July 28, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?