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Inside Mortgage Finance

March 3, 2022

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Refinance Lending Holds up Slightly Better in Late 2021

Most top lenders saw declines in both purchase and refinance lending from the third to the fourth quarter of 2021. Compared to 2020, the purchase share was up. (Includes five data charts.) Read More

Scant Signs of Nonbank Mortgage M&A Activity

The first quarter ends in a few weeks and so far no top-ranked lenders have announced plans to sell. Is it just a matter of time or is something else afoot? Read More

Nonbanks at Center of Turf War Among Regulators

Regulatory oversight of nonbank mortgage lender/servicers has increased in recent years, but most of the actions have been uncoordinated. In the latest move, FHFA proposed financial standards for GSE seller/servicers. Read More

Subservicing Continues to Spread, Posts Steady Gains

The trend toward servicing outsourcing is continuing amid an MSR sale boom that could gain steam in the quarters ahead. (Includes data chart.) Read More

Broker Countersues UWM in Breach of Agreement Lawsuit

America’s Moneyline claims officials of United Wholesale Mortgage had assured the broker that provisions of the controversial “all-in” agreement wouldn’t be enforced. Read More

Ocwen, Ellington Optimistic About Reverse Mortgages

The sharp appreciation in home prices has lenders optimistic about the prospects for the reverse mortgage market. Read More

Household Debt Balloons Due to Mortgage Indebtedness

Mortgage debt accounted for more than 80% of overall household debt in 2021, according to a new quarterly report by the Federal Reserve Bank of New York. Read More

Grapevine: The Rate Picture Changes / Time to Rightsize?

Just when you thought the rate picture was clear, it isn’t. Also, are lenders too slow to rightsize their staffs? Read More

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