January 28, 2022 | Inside Mortgage Finance

Primary Insurance Market Follows 2021 Product Shifts

Private MIs made some gains in the insured purchase-mortgage market in 2021, while the FHA grew its share of insured refinance business. (Includes three data charts.) Read More

Megabanks Give a Hint: Lower Originations Ahead

Early reporters of fourth-quarter results are giving the mortgage industry a glimpse of what’s to come for everyone else: weak or negative origination growth. Message: The party can’t last forever. Read More

Nearly 450 MLOs Fined for SAFE Act Testing Violations

It’s not easy to bring multi-state enforcement actions, yet regulators from 44 states signed consent orders with 441 loan officers who lied about having completed required annual continuing education courses. Read More

GAO Calls for More Action to Reform Housing-Finance System

The Biden administration and Congress need to address some major risks to the housing-finance system, according to the Government Accountability Office. The administration is still developing plans and there’s little urgency in Congress. Read More

When In Doubt, Lend Against MSRs

Hunting for new sources of revenue, several regional banks are planning to offer credit lines to nonbank mortgage shops. The collateral: MSRs. Read More

FHFA Nominee Deflects Questions on Ending Conservatorship

The mortgage industry has resigned itself to no administrative end to the Fannie and Freddie conservatorships. It’s still unclear what happens to the GSEs’ capital requirements. Read More

FHFA OIG: Fannie Finally Collecting All Required NPL Data

Fannie Mae failed to implement new NPL reporting requirements in 2018, as required by its regulator. Read More

Servicers Coordinating with States on Homeowner Assistance

Mortgage servicers have begun working with states on their new federally funded homeowner assistance programs. Read More

Inside Mortgage Finance

January 20, 2022

View Archived Issues

Primary Insurance Market Follows 2021 Product Shifts

Megabanks Give a Hint: Lower Originations Ahead

Nearly 450 MLOs Fined for SAFE Act Testing Violations

GAO Calls for More Action to Reform Housing-Finance System

When In Doubt, Lend Against MSRs

FHFA Nominee Deflects Questions on Ending Conservatorship

FHFA OIG: Fannie Finally Collecting All Required NPL Data

Servicers Coordinating with States on Homeowner Assistance

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

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Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

January 20, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?