| Inside Mortgage Finance

Nonbanks Make Servicing More Top-Heavy in 2019

Big gains by Mr. Cooper and NewRez boosted the combined portfolio of the top five servicers, offsetting further declines at Wells Fargo, Chase and Bank of America. (Includes two data charts.) Read More

Wells, Chase Retreat Further in Agency MBS Servicing

Nonbanks are on pace to surpass depository institutions as the largest class of agency servicers sometime early this year. (Includes two data charts.) Read More

Closing Times are Not Equal but They Hit an Annual High in December

Mortgage lenders were happily writing as many loans as possible during the second half of 2019. But not surprisingly, closing times increased. Read More

New FICO Model Not Helpful Unless Adopted by the GSEs

Unlike previous models, the FICO Score 10 will consider account balances and missed payments over a 24-month period. It will flag borrowers who have consolidated credit card debt into riskier personal loans. Read More

CFPB ‘Abusiveness’ Policy to Have Limited Impact

The bureau has tightened the use of “abusive” practices under its sweeping authority to prohibit unfair, deceptive or abusive acts or practices. Industry watchers believe the impact of the new policy might be limited. Read More

RoundPoint Sale Drags On. Who’s to Blame?

Freedom’s purchase of RoundPoint Mortgage is dragging on. But the deal should make Freedom the nation’s 11th largest servicer of home mortgages. Read More

Tech-Savvy Millennials Seek In-Person Mortgage Services

Many potential first-time homebuyers want lenders to offer both an online loan application process and in-person services. Borrowers are looking for speed, convenience and customer service. Read More

Mortgage Grapevine: More Concerns Over Nonbanks? / Waiting on Fannie and Freddie

The worry beads are once again out for nonbanks. Meanwhile, coming soon: fourth-quarter results for Fannie and Freddie. What possibly could go wrong? Read More

Inside Mortgage Finance

January 30, 2020

View Archived Issues

Nonbanks Make Servicing More Top-Heavy in 2019

Wells, Chase Retreat Further in Agency MBS Servicing

Closing Times are Not Equal but They Hit an Annual High in December

New FICO Model Not Helpful Unless Adopted by the GSEs

CFPB ‘Abusiveness’ Policy to Have Limited Impact

RoundPoint Sale Drags On. Who’s to Blame?

Tech-Savvy Millennials Seek In-Person Mortgage Services

Mortgage Grapevine: More Concerns Over Nonbanks? / Waiting on Fannie and Freddie

Latest Imf News

Refi Deliveries to GSEs Level Off in January

Fannie's Profits Dip in 4Q on Fair Value Losses

House Committee Split on Next Affordable Housing Efforts

FHFA, Ginnie to Increase Oversight of Nonbank Servicers

Featured Data

Mortgage Complaints to CFPB Tick Up in Fourth Quarter

Agency MSR Transfers Pick Up in Fourth Quarter of 2025

Record Year for CLO, But Issuance Slowed in 4Q25

Originations Increase in Fourth Quarter With Refi Push

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

January 30, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?