| Inside Mortgage Finance

Nonbank Footprint Grows in 3Q19, Small Banks Flourish

Small institutions were the fastest-growing segment of the banking industry in terms of retail mortgage originations in the third quarter of 2019. (Includes two data charts.) Read More

Slight Drop in Mortgage Originations Expected in 2020

Purchase-mortgage production is seen steady while refi activity is expected to decline. Low refi demand will cut into lenders’ profit margins. (Includes data chart.) Read More

Continued Gains for Subservicers, but Consolidation May Be Afoot

Most subservicing vendors continued to see a growth in contracts during 3Q19, but a few specialists are heading for the exits: Ditech (via a bankruptcy sale) and RoundPoint, which is being bought by Freedom Mortgage. (Includes data chart.) Read More

Genworth-China Oceanwide Merger Delayed Yet Again

The deal between Genworth Financial and China Oceanwide was extended for the 13th time in December. Genworth warned that if the deal fails, its U.S. private MI unit could face difficulties. Read More

CFPB Constitutionality Battle May Disrupt Mortgage Industry

Some trade groups urged the Supreme Court to pursue a narrow remedy if the CFPB’s structure is found unconstitutional, in order to prevent market disruption. Read More

Tighter Privacy Rules for Lenders Come Into Effect

Mortgage lenders will now have to secure express consent from borrowers before using or sharing their tax return information. Read More

Lawmakers Call for End to Using VA Fees for Other Programs

A bipartisan group of lawmakers urged Congress to stop hiking VA loan-guarantee fees to offset costs of non-housing VA programs. Read More

Industry Seeks Adoption of Revised FHA Certifications

Trade groups believe the changes proposed to FHA’s annual loan-level certifications are better aligned to existing regulatory requirements. Read More

Mortgage Grapevine: The M&A Roundup / A Slow Holiday Season?

2019 seemed like a slow year for mortgage-related acquisitions, but if you look beneath the surface, deals were getting done, particularly in the non-QM sector.

Inside Mortgage Finance

January 2, 2020

View Archived Issues

Nonbank Footprint Grows in 3Q19, Small Banks Flourish

Slight Drop in Mortgage Originations Expected in 2020

Continued Gains for Subservicers, but Consolidation May Be Afoot

Genworth-China Oceanwide Merger Delayed Yet Again

CFPB Constitutionality Battle May Disrupt Mortgage Industry

Tighter Privacy Rules for Lenders Come Into Effect

Lawmakers Call for End to Using VA Fees for Other Programs

Industry Seeks Adoption of Revised FHA Certifications

Mortgage Grapevine: The M&A Roundup / A Slow Holiday Season?

Latest Imf News

Refi Deliveries to GSEs Level Off in January

Fannie's Profits Dip in 4Q on Fair Value Losses

House Committee Split on Next Affordable Housing Efforts

FHFA, Ginnie to Increase Oversight of Nonbank Servicers

Featured Data

Mortgage Complaints to CFPB Tick Up in Fourth Quarter

Agency MSR Transfers Pick Up in Fourth Quarter of 2025

Record Year for CLO, But Issuance Slowed in 4Q25

Originations Increase in Fourth Quarter With Refi Push

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

January 2, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?