May 31, 2024

Mortgage Income at Banks Increases in First Quarter

Mortgage-banking income at banks and thrifts went up 27.8% in the first quarter of 2024 compared with the previous quarter. Trends were far from uniform among the major players. (Includes data table.) Read More

Freddie Scrutinizes Origination Costs and Potential Savings

The mortgage giant itemizes the sources of the increased cost of loan origination, then pitches the technological tools embedded in its underwriting system as a potential remedy. Read More

Reforms to HECM Program Needed to Boost Usage

Speaking at the National Reverse Mortgage Lenders Association conference this week, Urban Institute’s Laurie Goodman called for “more permanent” steps to ease liquidity issues in the HECM market. Read More

Stratmor Suggests Ways Banks Can Boost Mortgage Business

Consultants at Stratmor recommend banks use their natural advantages to expand originations and improve customer acquisitions. Read More

ICE Finds Fee Cures Are Adding Up for Lenders

Fee cures caused by TILA-RESPA Integrated Disclosure violations are one cost-cutting area lenders should consider when looking to save money in today's low origination volume environment, according to a new whitepaper by ICE Mortgage Technologies. Read More

MBA Pushes for Exemptions in Data Privacy Legislation

Federal and state regulators looking to implement new data privacy standards should include exemptions for firms subject to Gramm-Leach-Bliley Act requirements, according to the Mortgage Bankers Association and other trade groups. Read More

Action by Congress Is Needed to Boost Young Homebuyers

New downpayment assistance programs and tracking of rental payment history for underwriting purposes are among the suggestions put forward by two Urban Institute researchers. Read More

Inside Mortgage Trends

View Archived Issues

Mortgage Income at Banks Increases in First Quarter

Freddie Scrutinizes Origination Costs and Potential Savings

Reforms to HECM Program Needed to Boost Usage

Stratmor Suggests Ways Banks Can Boost Mortgage Business

ICE Finds Fee Cures Are Adding Up for Lenders

MBA Pushes for Exemptions in Data Privacy Legislation

Action by Congress Is Needed to Boost Young Homebuyers

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

May 31, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?