October 27, 2023

Banks Report 3Q23 Earnings Boost in Mortgage Banking

JPMorgan remained the top bank in earnings from its mortgage banking operations after a sharp increase in the third quarter. Its nearest rivals, U.S. Bank and Wells Fargo, both reported declining income. (Includes data table.) Read More

Underwriting on GSE Deliveries Tightens in 3Q

Lenders gravitated toward lower loan-to-value ratios and higher credit scores with their deliveries to the GSEs in the third quarter. Read More

MBA Forecasts More Pain Ahead

The Mortgage Bankers Association projected that purchase originations will grow 11% next year to $1.47 trillion. Read More

Lenders Detail Paths to Reach Mortgage-Ready Borrowers

A focus on marketing language, downpayment assistance programs and technology are key to reach mortgage-ready borrowers, according to lenders speaking at the MBA’s annual convention. Read More

California-Based Lender Loses Compensation Dispute

NMSI lost an appeal of a lawsuit brought by two former employees regarding compensation. The dispute centered on whether email correspondence was sufficient to modify an employment contract. Read More

FEMA Flood Maps Fail Minority Homeowners

Even as the geographic area of the FEMA-designated 100-year floodplain has expanded, the number of properties considered to be in the floodplain has declined. Read More

AI Could Fuel Mortgage Fraud, CoreLogic Cautions

Given the increasing use of artificial intelligence and automation, mortgage underwriters should reexamine how they look for fraud threats, according to analysts at CoreLogic. Read More

Grapevine: More Potential Borrowers; Interest Rates Getting ‘Scary’

VantageScore expanded the borrower base; mortgage interest rates increased for seventh consecutive week; Blend tech offering for nonbanks; MISMO updates. Read More

Inside Mortgage Trends

View Archived Issues

Banks Report 3Q23 Earnings Boost in Mortgage Banking

Underwriting on GSE Deliveries Tightens in 3Q

MBA Forecasts More Pain Ahead

Lenders Detail Paths to Reach Mortgage-Ready Borrowers

California-Based Lender Loses Compensation Dispute

FEMA Flood Maps Fail Minority Homeowners

AI Could Fuel Mortgage Fraud, CoreLogic Cautions

Grapevine: More Potential Borrowers; Interest Rates Getting ‘Scary’

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

October 27, 2023

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?