September 1, 2023

Earnings Improve in Both Production and Servicing

Most public companies generated positive results from their production and servicing operations, but MBA data reveal that many lenders continued to struggle financially in the second quarter. (Includes data chart.) Read More

Banks See Modest Gains from Mortgage-Banking Activities

Overall, mortgage-banking income at banks increased by 8.7% from the first to the second quarter, though income declined at several top banks. (Includes data chart.) Read More

Disbelief: That Better.com Actually Went Public

It’s not exactly the best time for a mortgage company to go public, especially with conventional rates north of 7%. But Better.com pulled it off. Then again, its share price is a nightmare and institutional investors are leery. Read More

Tax-Exempt Municipal Bonds Impact Mortgage Underwriting

State tax exemptions on municipal bonds encourage banks to load up on the asset. But to offset their exposure to the local real estate market, banks loosen credit to increase their out-of-state mortgage originations. Read More

Attorney Provides Strategies to Avoid Repurchase Requests

James Brody, a senior litigation partner at Garris Horn, provided strategies lenders could use to avoid repurchase demands, which included negotiating contract terms, diversifying their investor deck and outsourcing underwriting. Read More

eClosing Adoption Slows Despite Push to Lower Costs

The mortgage industry has been slow to adopt eClosing despite the fact that it could help reduce origination costs and streamline business processes. Read More

FTC Approves ICE-Black Knight Merger Settlement

ICE and Black Knight have agreed to complete the divestitures of the Empower and Optimal Blue businesses within 20 days after they consummate their merger next week, among other concessions. Read More

Inside Mortgage Trends

View Archived Issues

Earnings Improve in Both Production and Servicing

Banks See Modest Gains from Mortgage-Banking Activities

Disbelief: That Better.com Actually Went Public

Tax-Exempt Municipal Bonds Impact Mortgage Underwriting

Attorney Provides Strategies to Avoid Repurchase Requests

eClosing Adoption Slows Despite Push to Lower Costs

FTC Approves ICE-Black Knight Merger Settlement

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

Delinquencies Climb During Fourth Quarter, Led by FHA

GSEs Getting Aggressive With Cash Window Pricing

Onity’s Earnings Helped by Release of Tax Valuation Allowance

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

September 1, 2023

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?