March 3, 2023

Public Nonbanks Struggle for Profitability in Late 2022

A handful of homebuilder mortgage-banking operations helped improve an otherwise dreary fourth quarter for nonbank lenders. However, four companies have not posted year-end results. (Includes data chart.) Read More

Banks’ and Thrifts’ Mortgage Earnings Continue to Shrink

Earnings generated by banks and thrifts through mortgage-banking activities fell again in the fourth quarter. Chase was among a handful of larger players to buck the trend, based on an analysis of call reports. (Includes data chart.) Read More

MBA Projects Mild Recession and Return of Supply Crunch

A mild recession is in the making for mid-2023 and the country is still woefully behind on housing supply, according to the MBA’s chief economist. Read More

MSR Offerings Sprout Up … Waiting on the Big One

Servicing portfolios are available for purchase, including both government and conventional product. However, the market is waiting on news whether Home Point will continue to unload more of its holdings. Read More

Mortgage-Related Risks from Climate Change Evolving

Climate change means future hurricanes will be more severe and have a more northerly track, changing the geography of loss risk for lenders and insurers alike. Read More

Industry Leaders Discuss Housing Affordability

Mortgage industry stakeholders discuss housing affordability issues at recent ICE conference. Read More

More Work Needed to Close Racial Homeownership Gap

The racial homeownership gap between Black and white Americans continues to persist, according to a report released this week by the National Association of Realtors. Read More

Grapevine: When to Call it Quits; Some Concerns on MSR Marks

Mortgage companies waiting for the market to improve; some high marks on MSRs; Ishbia ready to dedicate more time to UWM; Equifax offers expanded credit reports; House approves bill to set minimum federal standards for remote online notarization; Better launches mortgage product for Amazon employees. Read More

Inside Mortgage Trends

View Archived Issues

Public Nonbanks Struggle for Profitability in Late 2022

Banks’ and Thrifts’ Mortgage Earnings Continue to Shrink

MBA Projects Mild Recession and Return of Supply Crunch

MSR Offerings Sprout Up … Waiting on the Big One

Mortgage-Related Risks from Climate Change Evolving

Industry Leaders Discuss Housing Affordability

More Work Needed to Close Racial Homeownership Gap

Grapevine: When to Call it Quits; Some Concerns on MSR Marks

Latest Imf News

VA Getting Closer to Launching Partial Claim Program

GSEs’ Mortgage Holdings Increase by 26% in Fourth Quarter

Homebuilder Confidence Declines, Affordability Issues Persist

MFA Financial Increases Income in Fourth Quarter

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

March 3, 2023

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?