September 9, 2022

Downfall in Agency Loan Sales Continues in Second Quarter

Loan sales to Fannie Mae, Freddie Mac and Ginnie Mae plummeted further in the second quarter as desperate lenders tried to boost volume by easing credit quality standards. (Includes one data chart.) Read More

An Ugly Summer for Mortgage Jobs as Rates Rise

Although the nation’s job numbers look exceeding bright, all is not well with the mortgage industry where the job shedding machine is working overtime. Read More

Mortgage Banking Income at Banks Declining Sharply

Banks and thrifts saw another drop in mortgage banking income in the second quarter of 2022. Trends varied widely among banks, with some big players managing to improve earnings while others falter. (Includes one data chart.) Read More

Lenders Ponder Options for MSRs Amid High Values

MCT and Freddie Mac experts discussed the strategies of managing MSR assets. While some firms are interested in the best financial deal they can get, others are focused on retaining clients. Read More

Millennials Face High Barriers to Homeownership

Inflationary pressures and limited housing supply are making it difficult for millennial and Gen Z renters to afford first-time homeownership. Read More

Cash-Offer Fintech Reali Closes

The fintech that promised to smooth out borrowers’ home transitions with cash offers and “sell before you buy” financing has shut shop, citing market conditions and difficulty raising capital. Read More

Grapevine: Home Prices Decline; Foreclosures Increase

Home prices depreciated in July; foreclosure starts near pre-pandemic levels in August; mortgage rate locks continued downward trend in August; applications for mortgages on second homes fall to pre-pandemic levels; Experian allowing renters to boost their credit scores. Read More

Inside Mortgage Trends

View Archived Issues

Downfall in Agency Loan Sales Continues in Second Quarter

An Ugly Summer for Mortgage Jobs as Rates Rise

Mortgage Banking Income at Banks Declining Sharply

Lenders Ponder Options for MSRs Amid High Values

Millennials Face High Barriers to Homeownership

Cash-Offer Fintech Reali Closes

Grapevine: Home Prices Decline; Foreclosures Increase

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

September 9, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?