August 26, 2022

Production and Servicing Profits Take a Hit in 2Q

Many publicly traded mortgage companies remained profitable in the second quarter, though earnings were down sharply. (Includes data chart.) Read More

Banks’ Servicing for Others Steady in 2Q, MSR Values Spike

Rising interest rates increased the fair value of banks’ MSRs in the second quarter but servicing for others was essentially flat. (Includes data chart.) Read More

Sterling Bank Outsources Originations to Reduce Costs, Risks

The Southfield, MI-based bank expects fixed-cost savings of roughly $3 million a year from using MortgagePath for originations and the vendor will be responsible for compliance issues. Read More

Measuring Nonbank Health Via Stock and Debt

Institutional investors have driven down the debt prices for several publicly traded nonbanks this year. But some are better off than others. Read More

Lenders Selling Servicing Amid Pressure on Profits

Before the pandemic, lenders sold their MSR 80% of the time but after COVID, they retained 70% of their MSRs. Now, the split is 55/45. Read More

Student Loan Debt Relief to Help FTHBs, Eventually

Many student loan borrowers are set to receive significant debt forgiveness. Though millennials often cite student loan debt as an obstacle to homeownership, industry analysts believe it will take time for the relief program to impact home sales. Read More

Limited Supply Weighing on Housing Affordability

Builder sentiment has declined for eight consecutive months, and it’s all related to housing affordability, said Robert Dietz, chief economist at the National Association of Home Builders. Read More

Grapevine: ‘Buy Before You Sell’ Firm to Shut Down; Cash Offer NFT

Reali to close and hopes to sell its mortgage origination business; Sun West Mortgage launches cash-offer product with NFT component; delinquencies increase in July; Blend offers home-equity lending product; Fitch confident home prices won’t crash like in 2008; Staircase offers new origination tech. Read More

Inside Mortgage Trends

View Archived Issues

Production and Servicing Profits Take a Hit in 2Q

Banks’ Servicing for Others Steady in 2Q, MSR Values Spike

Sterling Bank Outsources Originations to Reduce Costs, Risks

Measuring Nonbank Health Via Stock and Debt

Lenders Selling Servicing Amid Pressure on Profits

Student Loan Debt Relief to Help FTHBs, Eventually

Limited Supply Weighing on Housing Affordability

Grapevine: ‘Buy Before You Sell’ Firm to Shut Down; Cash Offer NFT

Latest Imf News

Refi Deliveries to GSEs Level Off in January

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FHFA, Ginnie to Increase Oversight of Nonbank Servicers

Featured Data

Mortgage Complaints to CFPB Tick Up in Fourth Quarter

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Mortgage Servicing Rights Report: 3Q25 (PDF)

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

August 26, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?