July 29, 2022

GSE Sellers Lean Toward Higher-Risk Mortgages in 2Q

Lenders that do business with Fannie Mae and Freddie Mac continued to deliver more mortgages with lower credit scores and higher loan-to-value ratios in the second quarter. (Includes two data charts.) Read More

Bank Mortgage Earnings Fall Again in Second Quarter

Mortgage earnings declined across a group of 24 banks in the second quarter of 2022 as rising interest rates continued to eat into originations and margins. The outlook for the third quarter isn’t great either. (Includes data chart.) Read More

Experts Urge Lenders to Bolster Cybersecurity

Industry experts are calling on mortgage lenders to boost spending on cybersecurity given the increased risk of cyberattacks due to work-from-home arrangements. Read More

Industry PACs Step Up Political Fundraising

The Mortgage Bankers Association’s MORPAC political action committee has raised a record-breaking $2.7 million during the current election cycle and mortgage brokers recently launched their own PAC. Read More

Remote Notarization Bill Moves Through Congress

The House passed the SECURE Notarization Act, which would allow for remote online notarization and set minimum standards. It would also allow for interstate notarizations. Read More

Mortgage Performance Depends on Social Capital

Borrowers in counties with higher rates of voting and census participation and more nonprofits receive faster loan approvals and better terms and exhibit lower rates of delinquency, according to a new study. Read More

Grapevine: Recession Odds a Coin Flip, Update on Flagstar’s Merger

MBA punts on recession forecast; interest rates on mortgages expected to decline; Flagstar merger dragging on; homeowners want mortgage financing for energy improvements. Read More

Inside Mortgage Trends

View Archived Issues

GSE Sellers Lean Toward Higher-Risk Mortgages in 2Q

Bank Mortgage Earnings Fall Again in Second Quarter

Experts Urge Lenders to Bolster Cybersecurity

Industry PACs Step Up Political Fundraising

Remote Notarization Bill Moves Through Congress

Mortgage Performance Depends on Social Capital

Grapevine: Recession Odds a Coin Flip, Update on Flagstar’s Merger

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

Delinquencies Climb During Fourth Quarter, Led by FHA

GSEs Getting Aggressive With Cash Window Pricing

Onity’s Earnings Helped by Release of Tax Valuation Allowance

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

July 29, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?