March 25, 2022

Third-Party Originations Gain Some Market Share in 2021

Correspondents and brokers took back some market share in 2021 that had been lost to the retail channel in 2020. In the conventional-conforming market, retail share held steady, while some volume shifted from correspondents to brokers. (Includes two data charts.) Read More

Bump in Servicing Income Not Enough to Offset 4Q Production Drop

With interest rates starting to rise, production income took a hit in the fourth quarter of 2021. While servicing income increased, the mortgage business was less profitable. (Includes data chart.) Read More

Strong Demand for Servicing Rights as Interest Rates Rise

Are mortgage servicing rights still a safe bet to buy? Looks that way, especially if mortgage rates keep heading north. Read More

Lenders Don’t See Much Use for Blockchain in Near Term

Only a quarter of mortgage lenders say they’re familiar with blockchain or its potential use in housing finance. Read More

Millennials Seek Vacation Homes as First Buys

Millennials who remain thwarted from purchasing primary residences in expensive urban markets are turning to vacation homes to build home equity. Meanwhile, signs point to an overall slowdown in demand for such properties. Read More

Hybrid Closings Slow as Pandemic Ebbs, Digitization Marches On

The share of mortgages closed with hybrid tech is declining. Still, analysts suggest that lenders would be wise to digitize their closings before volume drops are fully realized. Read More

First-Time Homebuyers Face Affordability Challenges

Millennials make up the largest generation of first-time homebuyers, but they face affordability challenges, according to recent industry reports. Read More

Grapevine: Margin Compression to Continue; Foreclosure Starts Drop

Negative outlook for margins; number of foreclosure starts declined in February; MBA launches affordability index; MISMO seeks participants and input on new initiatives. Read More

Inside Mortgage Trends

View Archived Issues

Third-Party Originations Gain Some Market Share in 2021

Bump in Servicing Income Not Enough to Offset 4Q Production Drop

Strong Demand for Servicing Rights as Interest Rates Rise

Lenders Don’t See Much Use for Blockchain in Near Term

Millennials Seek Vacation Homes as First Buys

Hybrid Closings Slow as Pandemic Ebbs, Digitization Marches On

First-Time Homebuyers Face Affordability Challenges

Grapevine: Margin Compression to Continue; Foreclosure Starts Drop

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Featured Data

Mortgage Complaints to CFPB Tick Up in Fourth Quarter

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Originations Increase in Fourth Quarter With Refi Push

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

March 25, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?