Agency mortgage sales plummeted across all channels in the fourth quarter as Fannie Mae expanded its market share. Rocket, PennyMac and UWM dominated retail, correspondent and wholesale, respectively. (Includes two data charts.) Read More

The number of loans 30-59 days delinquent in agency MBS increased during the second half of 2021. Late payments increased on FHA mortgages along with GSE loans. (Includes data chart.) Read More

The mortgage employment boom of 2020-2021 is drawing to a close. One ray of hope for the recently laid-off: the non-QM sector. Read More

Soaring home values boosted the national average equity stake in a mortgaged residential home to $185,000 at the end of 2021. The year-over-year gain: $48,000. Read More

Banks that expand mortgage lending beyond their local markets into high-growth areas face some risks, according to findings published by the International Monetary Fund. Read More

Marcia Fudge, secretary of the Department of Housing and Urban Development, wants more young people to purchase homes to build wealth. Read More

At minimum, low- and moderate-income homebuyers can benefit from shared-equity homeownership instead of renting. Read More

Leaders of New Residential and PennyMac Financial Services express a negative outlook on GOS; study finds eClosings generate a positive return on investment; Flagstar accepting applications for its mortgage technology accelerator program; borrowers surprised by the paperwork required for a mortgage; RiskSpan teams with Verisk to detail loan-level climate risk. Read More