| Inside Mortgage Finance

Agency Market Sees 1Q21 Drop in Correspondent Share

An increase in the refinance share of agency single-family business led to a decline in the correspondent channel's market share in the first quarter. (Includes two data charts.) Read More

Mortgage Banking Income Up Slightly in Early 2021

A group of 21 banks reported a combined $3.75 billion in mortgage banking income for the first quarter of 2021. While that was a modest 1.7% gain from the fourth quarter, it represented a huge 63.3% gain from the first three months of last year. (Includes data chart.) Read More

Affordable Housing Advocates Criticize Housing Goals

Critics argue that the goals, as currently structured, don’t offer much assistance to low- and moderate-income borrowers or mortgagors of color. Read More

MBA Cautions Against Continued Use of Remote Ink Notarization

Remote ink notarizations made mortgage closings exceptionally convenient amid the coronavirus, though the MBA suggests that state policymakers should focus on remote online notarization, which is more secure. Read More

Many Lenders Planning Hybrid Home/Office Work

When the pandemic subsides, the majority of lenders plan to allow to some employees to continue working from home. Read More

When It Comes to CFPB Enforcement, Everything Is on the Table

The CFPB is expected to go tough on mortgage servicers’ handling of forbearance requests and loss-mitigation options, compliance experts warned. Read More

Hispanic Homeownership Projected to Increase

If new policies that incentivize homeownership are not implemented, the Hispanic community will be the only ethnic group to experience an ownership gain. Read More

Grapevine: A Revival in MSRs; Ocwen Steps Up

The smart money says it’s time to buy MSRs again. Meanwhile, Texas Capital Bank tries to figure out its future. Read More

Inside Mortgage Trends

April 30, 2021

View Archived Issues

Agency Market Sees 1Q21 Drop in Correspondent Share

Mortgage Banking Income Up Slightly in Early 2021

Affordable Housing Advocates Criticize Housing Goals

MBA Cautions Against Continued Use of Remote Ink Notarization

Many Lenders Planning Hybrid Home/Office Work

When It Comes to CFPB Enforcement, Everything Is on the Table

Hispanic Homeownership Projected to Increase

Grapevine: A Revival in MSRs; Ocwen Steps Up

Latest Imf News

Appeals Court Grants Rehearing of CFPB Case

Trump Teases Housing Proposal, Promises Lower Interest Rates

House Committee Moves Housing Bill, NFIP Extension

Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Mortgage REITs Up Agency MBS, Shed Non-Agency

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

April 30, 2021

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?