| Inside Mortgage Finance

GSE Credit Window Squeaks Slightly More Open in 1Q21

When Fannie/Freddie business volume trends lower, the risk profile generally skews higher. And that’s exactly what happened in the first quarter of 2021. (Includes two data charts.) Read More

FHA/VA Refi Up in 1Q21, Purchase Activity Plummets

There are signs that the “adverse market refinance fee” is pushing some business away from Fannie and Freddie toward government mortgage insurance programs. (Includes two data charts.) Read More

Origination Business Appears to Be at an Inflection Point

With refi business expected to decline later this year, a number of shops are rethinking their hiring plans. Lenders are set to face margin compression, excess capacity and consolidation. Read More

loanDepot Moves Servicing Inhouse, Acra Goes the Other Way

Subservicing has been a growth business the past several years but now some mortgage bankers, flush with cash from the refi boom, are bringing the task inhouse. Read More

Two Mortgage Tech Vendors Raise $31 Million in Funding

Venture capital investors remain optimistic about the prospects for mortgage digitization, funneling $31 million to two technology vendors. Read More

HUD Rules Out MIP Cut Despite Strong MMIF

Although the FHA’s Mutual Mortgage Insurance Fund is safely above the 2% capital reserve ratio, HUD is holding firm against demands that insurance premiums be cut. Read More

Is Biden’s First-Time Homebuyer Tax Credit Dead?

Some industry watchers believe the tax credit is on hold because it could drive up prices in an already tight housing market. Read More

CoStar Drops Out of Bidding for CoreLogic

The about-face paves the way for CoreLogic’s acquisition by Stone Point Capital and Insight Partners. Read More

Grapevine: UWM and PMT Return to the Debt Mine...

Federal regulators may secretly worry about nonbanks’ viability, but institutional investors continue to buy the debt of top-tier NBs. Read More

Inside Mortgage Trends

April 2, 2021

View Archived Issues

GSE Credit Window Squeaks Slightly More Open in 1Q21

FHA/VA Refi Up in 1Q21, Purchase Activity Plummets

Origination Business Appears to Be at an Inflection Point

loanDepot Moves Servicing Inhouse, Acra Goes the Other Way

Two Mortgage Tech Vendors Raise $31 Million in Funding

HUD Rules Out MIP Cut Despite Strong MMIF

Is Biden’s First-Time Homebuyer Tax Credit Dead?

CoStar Drops Out of Bidding for CoreLogic

Grapevine: UWM and PMT Return to the Debt Mine...

Latest Imf News

MBA Seeks Credit Score Threshold for Tri-Merge at GSEs

REITs Add to Agency MBS Holdings in Third Quarter

Fannie Looks to Have Walked Back Net Worth Proposal

Mutual of Omaha to Issue Securitization With Proprietary Reverse Mortgages

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

April 2, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?