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Banks See Modest Boost in Mortgage Banking Income

Despite substantial declines in mortgage banking profitability at Wells Fargo and JPMorgan Chase, the banking industry saw a modest gain in earnings during the first quarter. (Includes data chart.) Read More

To Pay for Forbearance, Will FHA Hike Premiums?

FHA Chief Brian Montgomery has ruled out a premium hike. However, the situation is fluid.

1Q20 Agency Market Gives Way to Rambunctious April

Agency MBS issuance declined modestly from the fourth quarter of 2019 to first quarter of this year. But volume soared abruptly in April, along with signs of COVID-19 stress. (Includes two data charts.) Read More

Lenders Seeing Strong Margins on Originations in Second Quarter

Nonbanks with large servicing portfolios are generating high margins from originations. The production is focused on agency mortgages, as nonbanks have largely stopped originating non-agency loans. Read More

COVID-19 Puts a Wrench in Amherst’s Front Yard Deal

Amherst Residential backed out of a deal to acquire Front Yard Residential but will still be making an investment in the target company. Read More

Freddie Accelerates Payments to Small and Diverse Contractors

Small and women/minority-owned businesses servicing Freddie will receive payment on their invoices at least 20 days earlier than stipulated. Read More

Mortgages Top the List of COVID-19-Related Criticisms

Consumer criticisms regarding mortgages topped the list of coronavirus-related complaints filed with the CFPB in April. Read More

Large Banks Tightening HELOC Lending

Analysts expect there will not be a surge in home equity line of credit draws during the economic crisis sparked by the pandemic. Read More

Fed Loan Officer Survey Shows Standards Tightening

Mortgage lenders have tightened underwriting requirements on non-agency mortgages and HELOCs, according to a recent Federal Reserve survey. Read More

Zillow Predicts Purchase Market Recovery by End of 2021

Though purchase mortgages are plummeting, low interest rates and higher buyer demand will help the market stage a recovery, according to Zillow. Read More

Inside Mortgage Trends

May 8, 2020

View Archived Issues

Banks See Modest Boost in Mortgage Banking Income

To Pay for Forbearance, Will FHA Hike Premiums?

1Q20 Agency Market Gives Way to Rambunctious April

Lenders Seeing Strong Margins on Originations in Second Quarter

COVID-19 Puts a Wrench in Amherst’s Front Yard Deal

Freddie Accelerates Payments to Small and Diverse Contractors

Mortgages Top the List of COVID-19-Related Criticisms

Large Banks Tightening HELOC Lending

Fed Loan Officer Survey Shows Standards Tightening

Zillow Predicts Purchase Market Recovery by End of 2021

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Featured Poll

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Inside Mortgage Trends

May 8, 2020

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The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?