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Inside Mortgage Trends

January 31, 2020

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MSR Transfers Up in 4Q19 As Older Transactions Close

NewRez, Lakeview and Mr. Cooper ranked as the top bulk buyers of agency servicing in 2019. Coissuance volume was flat in the fourth quarter despite a rise in overall agency securitization. (Includes three data charts.) Read More

Banks Report Softer 4Q19 Mortgage Banking Income

Wells Fargo and Chase continue to dominate the industry, accounting for over half the combined mortgage banking income for 21 top banks. Group in-come was down in the fourth quarter, but a strong second half lifted annual earnings over 2018 levels. (Includes data chart.) Read More

Loan Production in 2020: A Dark Horse Maybe?

Rates are on a downward slope once again, which means mortgage and housing economists may want to rethink their origination forecasts for 2020. Read More

LO Compensation Up a Tad in 2019, Cuts Possible This Year

Despite talk that lenders would reduce loan originator compensation in 2019, comp increased on an annual basis. Lenders could reduce LO comp this year with refi business expected to decline. Read More

MBA Says Originations Must Appeal to All Lenders

Policymakers should focus on making origination and servicing attractive to banks and nonbanks alike instead of adopting additional standards that apply to non-depositories, the Mortgage Bankers Association says. Read More

Howard Bank Exits Mortgage Business as Profitability Drops

Baltimore-based Howard Bank agrees to let its mortgage employees walk to establish their own company. Read More

How to Get More Referrals from Existing Borrowers

Lenders can take a number of steps to help ensure that borrowers are satisfied with the origination process, making them more likely to recommend the lender to friends and family. Read More

Research Shows IT Adoption Lowers Default in a Crisis

The intensity of information technology adoption at banks played a role in loan performance during the financial crisis, according to a working paper by the International Monetary Fund. Read More

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