| Inside Mortgage Finance

Wholesale-Broker Channel a Big Winner in 2Q19 Rally

Mortgage brokers upped their market shares in both government-insured and conventional-conforming lending. Retail production also fared well in 2Q19. Read More

In a Down Year for Originations, MBA’s Revenue Increases

For the fiscal year ending Sept. 30, 2018, MBA took in $65.1 million of revenue versus expenses of $54.4 million, according to a newly released tax filing. Roughly half of its annual revenue comes from its hugely popular annual convention.

MSR Values Tank in 2Q19; Bank SFO Balances Decline

Most of the industry's declining balance of servicing for others was attributable to Wells Fargo, JPMorgan Chase and Bank of America. Read More

Lenders See Significant Increase in Mortgage Profits in 2Q19

Mortgage lenders posted a net gain of $1,675 per origination in the second quarter, the best quarter the industry has seen since the third quarter of 2016, the Mortgage Bankers Association said in a recent report. Read More

Borrowers Tap Crowdfunding to Finance Downpayments

More than $1.70 million has been raised by mortgage borrowers toward their downpayments through CMG Financial’s crowdfunding platform HomeFundIt. Read More

Smaller Lenders Seek Higher DTI Cap for QM

Weighing in on how to fix the qualified mortgage rule, smaller lenders have suggested a higher debt-to-income ratio cap. Read More

Desktop Underwriter Most Popular AUS by Far in 2018

Some 71% of loans processed through an automated underwriting system last year went through Fannie Mae's Desktop Underwriter platform, including a substantial number of loans securitized by Freddie Mac and Ginnie Mae. Read More

FTHB Demographics Shift: Older and Fewer Married

The average age of first-time homebuyers is increasing and the buyers are less likely to be married, according to a recent analysis. The average age of buyers in 2017 was 34 compared with 30 in 2009. Read More

Inside Mortgage Trends

September 6, 2019

View Archived Issues

Wholesale-Broker Channel a Big Winner in 2Q19 Rally

In a Down Year for Originations, MBA’s Revenue Increases

MSR Values Tank in 2Q19; Bank SFO Balances Decline

Lenders See Significant Increase in Mortgage Profits in 2Q19

Borrowers Tap Crowdfunding to Finance Downpayments

Smaller Lenders Seek Higher DTI Cap for QM

Desktop Underwriter Most Popular AUS by Far in 2018

FTHB Demographics Shift: Older and Fewer Married

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

September 6, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?