| Inside Mortgage Finance

Buybacks of Fannie/Freddie Loans Hit Record Low in ’18

Mortgage lenders that deliver loans into Fannie Mae and Freddie Mac mortgage-backed securities continued to face relatively few repurchase demands from the two government-sponsored enterprises last year. [Includes two data charts.] Read More

Mortgage Banking Income Hits Post-Crisis Low in 4Q18

Commercial banks and savings institutions made money on their mortgage banking activity during the fourth quarter, but not that much. [Includes one data chart.] Read More

Front-End Digital Mortgage No Longer So ‘Special’

The majority of lenders now offer a front-end digital mortgage process for borrowers but there is considerable variability in adoption rates for various back-end processes, a survey by Strategic Mortgage Finance Group showed. Read More

TIAA Exits Retail, Provident Says Goodbye, Period

As mortgage profits weaken, two banks that have had a foothold in residential finance for several decades are taking different paths. One, TIAA Bank, Jacksonville, FL, is exiting traditional retail but staying in the mortgage space. The other, Provident Savings Bank, Riverside, CA, is getting out entirely. Read More

AVMs to Blame for Drop in Appraisal Employment?

Although employment in the mortgage industry has been fairly robust the past few years, it’s been a dicey proposition for real estate appraisers. According to figures compiled by the Appraisal Institute, a national trade group that represents the sector, there were 82,208 active license holders at last count, down 8.1% from four years earlier. Read More

loanDepot Rolls Out Eight-Day Mortgage

loanDepot this week launched a digital mortgage product, mello smartloan, promising quick turn times for more than half of its loan applicants. The nonbank lender claims borrowers can now close their mortgages in just eight days. Read More

Shutdown Drags Down HECM Production

Origination of FHA-insured reverse mortgages fell more than 30% in December due to the partial government shutdown and an overall slowdown in production volume. Read More

Inside Mortgage Trends

February 22, 2019

View Archived Issues

Buybacks of Fannie/Freddie Loans Hit Record Low in ’18

Mortgage Banking Income Hits Post-Crisis Low in 4Q18

Front-End Digital Mortgage No Longer So ‘Special’

TIAA Exits Retail, Provident Says Goodbye, Period

AVMs to Blame for Drop in Appraisal Employment?

loanDepot Rolls Out Eight-Day Mortgage

Shutdown Drags Down HECM Production

Latest Imf News

MBA Seeks Credit Score Threshold for Tri-Merge at GSEs

REITs Add to Agency MBS Holdings in Third Quarter

Fannie Looks to Have Walked Back Net Worth Proposal

Mutual of Omaha to Issue Securitization With Proprietary Reverse Mortgages

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

February 22, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?