GSE Credit Profile Turned Riskier for Purchase Loans

Lenders that sell single-family mortgages to Fannie Mae and Freddie Mac became slightly more daring in the fourth quarter of 2018, according to an exclusive new analysis by Inside Mortgage Trends. [Includes two data charts.] Read More

Banks Report Sharp Drop in Mortgage Banking Income

Publicly-owned commercial banks and thrifts reported widespread declines in mortgage banking income during the fourth quarter, according to a new analysis by Inside Mortgage Trends. [Includes one data chart.] Read More

Mortgage Originations Seen Flat This Year

The mortgage industry is bracing for a flat year in terms of volume due to higher mortgage rates, a slowing economy and weak loan demand. [Includes one data chart.] Read More

Mortgage Jobs Grim, Selected Pockets of Hope

When originations go south, as they have the past year or so, mortgage bankers and brokers start trimming the herd. Read More

Coming Soon: 4Q18 Hedging Losses for Fannie & Freddie?

Mortgage giants Fannie Mae and Freddie Mac are scheduled to report fourth-quarter results next week and chances are the two will once again show strong earnings, but the black ink likely will pale a bit from the $6.7 billion they posted (combined) in the third quarter. Read More

Real-Time Fee Alerts to Make LOs More Productive

A partnership between two companies is making mortgage loan officers more confident of their commissions while working in the field. Read More

Purchase Market Tilting to FTHB, Conventional Loans

The agency purchase-mortgage market saw a higher share of first-time homebuyers in 2018 and increased reliance on conventional financing rather than government mortgage insurance. [Includes one data chart.] Read More

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

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Inside Mortgage Trends

February 8, 2019

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GSE Credit Profile Turned Riskier for Purchase Loans

Banks Report Sharp Drop in Mortgage Banking Income

Mortgage Originations Seen Flat This Year

Mortgage Jobs Grim, Selected Pockets of Hope

Coming Soon: 4Q18 Hedging Losses for Fannie & Freddie?

Real-Time Fee Alerts to Make LOs More Productive

Purchase Market Tilting to FTHB, Conventional Loans

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Retail Market Share for Nonconforming Originations Drops

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Planet Home Leverages the Ginnie PIIT Program

Home Equity Declines in 3Q

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

February 8, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?